6727 Smith Ct, Troy, MI 48098 Property Records

Oakland County property record for 6727 Smith Ct, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,843 sqft · built 1980
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jul 2024)
Tax Bill	$8,242 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-04-177-012`

Property Details

APN / Parcel Number

Primary APN	`88-20-04-177-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,843 sqft Living Area
1st Floor Area	1,667 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,667 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	152 ft deep x 52 ft wide
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	275 sqft
Porch	Slab
Porch Area	45 sqft
Deck Area	540 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	6727 SMITH CT
City	TROY
State	MI
Zip	48098-1781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 4 NORTH BRIDGE PARK SUB NO 2 LOT 149
Legal Range	11E
Legal Township	2N
Legal Section	4
Legal Subdivision	NORTH BRIDGE PARK SUB #2
Legal Lot Number	149
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2018
Census Tract	196300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6570 WESTMONT AVE, RANCHO CUCAMONGA, CA 91701-9100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Nov 22, 1999 · Amount on Record
Deed Document Number	202476526
Deed Book / Page	59481 / 277
Prior Transfer Date	Jun 22, 2018
Prior Transfer Doc	0000111648
Record Updated	Oct 29, 2026

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jul 5, 2018
Property Address	6727 SMITH CT, TROY, MI 48098-1781
Document Number	0000111648
Book / Page	51967 / 00892
Map Reference	LB 159 PG 15
Instrument Date	Jun 22, 2018
Instrument	111648
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6727 SMITH CT, 6727, TROY, MI 48098-1781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6727 SMITH CT, TROY, MI 48098-1781

Mortgage

Document Number	0000111649
Date	Jul 5, 2018
Instrument	111649

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,242.00 (+47.76%)
2023			$414,840
2022	$5,578.00	$207,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20