Oakland County property record for 6712 Smith Ct, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,843 sqft · built 1979 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,200 (Sep 2010) |
| Tax Bill | $5,024 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-04-177-014 |
| Primary APN | 88-20-04-177-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,843 sqft Living Area |
| 1st Floor Area | 1,667 sqft |
| Basement Area | 1,126 sqft |
| Unfinished Basement | 1,667 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 179 ft deep x 52 ft wide |
| Garage Area | 477 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 111 sqft |
| Deck Area | 255 sqft |
| Patio Area | 255 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 6712 SMITH CT |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-1781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 4 NORTH BRIDGE PARK SUB NO 2 LOT 147 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 4 |
| Legal Subdivision | NORTH BRIDGE PARK SUB #2 |
| Legal Lot Number | 147 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 196300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6712 SMITH CT, TROY, MI 48098-1781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP |
| Aug 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP |
| Jun 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP |
| May 29, 2020 | Quit Claim Deed, Transfer LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2010 · Amount on Record |
| Deed Sale | Sep 1, 2010 · Amount on Record |
| Prior Sale | Jul 17, 2000 · Amount on Record |
| Deed Document Number | 2010156257 |
| Deed Book / Page | 42332 / 1 |
| Last Transfer Date | May 18, 2020 |
| Transfer Doc | 0000104072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6712 SMITH CT, TROY, MI 48098-1781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6712 SMITH CT, TROY, MI 48098-1781 |
| Document Number | 0000031115 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 55638/400 |
| Instrument | 31115 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6712 SMITH CT, TROY, MI 48098-1781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000164141 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 51030/00322 |
| Instrument | 164141 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6712 SMITH CT, TROY, MI 48098-1781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000087262 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 52896/00372 |
| Instrument | 87262 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 29, 2020 |
| Property Address | 6712 SMITH CT, TROY, MI 48098-1781 |
| Document Number | 0000104072 |
| Book / Page | 054276 / 000599 |
| Instrument Date | May 18, 2020 |
| Instrument | 104072 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6712 SMITH CT TROY MI 480981781, TROY, MI 48098-1781 |
| Document Number | 104073 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 054276/000600 |
| Instrument | 104073 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 28, 2035 |
| Document Number | 150036, |
|---|---|
| Date | May 29, 2020 |
| Book Page | 054585/000042 |
| Instrument | 150036 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 28, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,024.00 (-3.85%) | ||
| 2023 | $383,720 | ||
| 2022 | $5,225.00 | $191,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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