Oakland County property record for 6725 Michael Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,246 sqft · built 2002 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Mar 2018) |
| Tax Bill | $8,522 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-04-276-059 |
| Primary APN | 88-20-04-276-059 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 3,246 sqft Living Area |
| 1st Floor Area | 2,312 sqft |
| Basement Area | 2,312 sqft |
| Unfinished Basement | 2,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 130 ft deep x 121 ft wide |
| Terrain | Rolling |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 46 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 6725 MICHAEL DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N,R11E,SEC 4 LAMB'S OTHER END SUBDIVISION LOT 9 8-15-00 FR -012 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 4 |
| Legal Subdivision | END SUB |
| Legal Lot Number | 8-9 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 196300 |
Source: Oakland County records · APN 88-20-04-276-059
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6725 MICHAEL DR, TROY, MI 48098-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 23, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP |
| Mar 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP |
| Mar 17, 2017 | Deed of Trust, Mortgage · Line of Credit COMERICA BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on Record |
| Deed Sale | Mar 16, 2018 · Amount on Record |
| Deed Document Number | 201840869 |
| Deed Book / Page | 51638 / 378 |
| Prior Transfer Date | Apr 28, 2015 |
| Prior Transfer Doc | 0000090517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6725 MICHAEL DR, TROY, MI 48098-1723 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6725 MICHAEL DR, TROY, MI 48098-1723 |
| Document Number | 0000128801 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 60610/336 |
| Instrument | 128801 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6725 MICHAEL DR, TROY, MI 48098-1723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0000080816 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 52859/00302 |
| Instrument | 80816 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 09, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6725 MICHAEL DR, TROY, MI 48098-1723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 6725 MICHAEL DR, TROY, MI 48098-1723 |
| Document Number | 0000220791 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 55047/759 |
| Instrument | 220791 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST BLOOMFIELD, MI 48322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 16, 2018 |
| Property Address | 6725 MICHAEL DR, TROY, MI 48098-1723 |
| Document Number | 0000040869 |
| Book / Page | 51638 / 00378 |
| Map Reference | LB 274 PG 33-35 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 40869 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,601.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6725 MICHAEL DR, 6725, TROY, MI 48098-1723 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6725 MICHAEL DR, TROY, MI 48098-1723 |
| Document Number | 0000040870 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 40870 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6725 MICHAEL DR, TROY, MI 48098-1723 |
| Document Number | 0000052452 |
| Book / Page | 050491 / 000739 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6725 MICHAEL DR TROY MI 480981723, TROY, MI 48098-1723 |
| Document Number | 0000052452 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 050491/000739 |
| Instrument | 52452 |
| Name | COMERICA BK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Avondale School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,522.00 (-11.47%) | ||
| 2023 | $565,380 | ||
| 2022 | $9,626.00 | $282,690 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 227 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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