6684 Michael Dr, Troy, MI 48098 Property Records

Oakland County property record for 6684 Michael Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,760 sqft · built 2000
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$421,500 (Mar 2017)
Tax Bill$7,252 (2025)
Deeds & MortgagesJan 2023 Mortgage
Jun 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-04-276-049

Property Details

APN / Parcel Number

Primary APN88-20-04-276-049

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms14 Rooms
Stories1 Story
Building Area2,760 sqft Living Area
1st Floor Area1,463 sqft
Basement Area1,463 sqft
Finished Basement1,463 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions171 ft deep x 85 ft wide
Garage Area667 sqft
Parking Spaces2 Parking Spaces
Pool Area666 sqft
PorchSlab
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6684 MICHAEL DR
CityTROY
StateMI
Zip48098-1709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N,R11E,SEC 4 LAMB'S OTHER END SUBDIVISION LOT 1 8-15-00 FR -012
Legal Range11E
Legal Township2N
Legal Section4
Legal SubdivisionEND SUB
Legal Lot Number1,8
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2012
Census Tract196300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6684 MICHAEL DR, TROY, MI 48098-1709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Deed of Trust, Mortgage · SBA Mortgage
FIRST INTERNET BANK OF INDIANA
Jun 17, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY FINANCIAL CU
Feb 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 31, 2017Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2017 · Amount on Record
Deed SaleMar 31, 2017 · Amount on Record
Prior SaleJun 25, 2002 · Amount on Record
Deed Document Number201759293
Deed Book / Page50521 / 232
Prior Transfer DateApr 15, 2003
Prior Transfer Doc0297780241
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6684 MICHAEL DR, TROY, MI 48098-1709
Transaction TypeMortgage
Record UpdatedFeb 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6684 MICHAEL DR, TROY, MI 48098-1709

Mortgage

Document Number0000007810
DateJan 23, 2023
Book Page58385/649
Instrument7810
Lender
NameFIRST INTERNET BANK OF INDIANA
TypeBank
AddressFISHERS, IN 46038
Agreement
TypeSBA Mortgage
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6684 MICHAEL DR, TROY, MI 48098-1709
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6684 MICHAEL DR, TROY, MI 48098-1709

Mortgage

Document Number0000154166
DateJun 17, 2021
Book Page56409/121
Instrument154166
Lender
NameCOMMUNITY FINANCIAL CU
TypeCredit Union
AddressPLYMOUTH, MI 48170
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 4, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6684 MICHAEL DR, TROY, MI 48098-1709
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6684 MICHAEL DR, TROY, MI 48098-1709

Mortgage

Document Number0000031200
DateFeb 4, 2021
Book Page55639/127
Instrument31200
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 31, 2017
Property Address6684 MICHAEL DR, TROY, MI 48098-1709
Document Number0000059293
Book / Page50521 / 00232
Map ReferenceLB 274 PG 33-35
Instrument DateMar 24, 2017
Instrument059293
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,624.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6684 MICHAEL DR, 6684, TROY, MI 48098-1709

Transferred To (Grantee/Buyer)

NameVerified Name
Address12080 MITCHELL ST, HAMTRAMCK, MI 48212-2722

Mortgage

Document Number0000059294
DateMar 31, 2017
Instrument059294
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,252.00 (+2.66%)
2024$7,064.00 (-8.72%)
2023$485,460
2022$7,739.00$242,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Nearby Properties on Michael Dr

Nearby Streets

Search Property Records by Address or Parcel Number