Heard County property record for 672 Upper Caldwell Rd, Bowdon, GA 30108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1995 |
| Lot Size | 21.7 acres (947,866 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Oct 2017) |
| Tax Bill | $392 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0001-0031 |
| Primary APN | 0001-0031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Heated Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 947,866 sqft (21.7 acres) |
| Garage Type | Mixed |
| Garage Area | 1,152 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 2,700 sqft |
| Canopy | 144 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 30 |
|---|---|
| Street Address | 672 UPPER CALDWELL RD |
| City | BOWDON |
| State | GA |
| Zip | 30108-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | HSE/ACC/21.76 ACS/LL256/9LD/TR 2/CUVA 2021-30 |
| Legal Subdivision | DEAN SMITHERMAN & CANNIE SMITH |
| Legal Tract | 2 |
| Jurisdiction | HEARD GA |
| Township / Civil Division | CENTRALHATCHEE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 970200 |
Source: Heard County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 672 UPPER CALDWELL RD, BOWDON, GA 30108-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Jul 14, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Oct 27, 2017 | Grant Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2017 · Amount on Record |
| Deed Sale | Oct 23, 2017 · Amount on Record |
| Prior Sale | Sep 5, 2007 · Amount on Record |
| Deed Document Number | 2017496 |
| Deed Book / Page | 450 / 396 |
| Prior Transfer Date | Mar 17, 1988 |
| Prior Transfer Doc | 0115000511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HEARD GA |
| Property Address | 672 UPPER CALDWELL RD, BOWDON, GA 30108-3628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 672 UPPER CALDWELL RD, BOWDON, GA 30108-3628 |
| Document Number | 0005480000000094 |
|---|---|
| Date | Aug 4, 2025 |
| Book Page | 0000000548/0000000094 |
| Instrument | 2025001266 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HEARD GA |
| Property Address | 672 UPPER CALDWELL RD, BOWDON, GA 30108-3628 |
| Document Number | 0004790138 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NTC TITLE |
| Name | Verified Name |
|---|---|
| Address | 672 UPPER CALDWELL RD BOWDON GA 301083628, BOWDON, GA 30108-3628 |
| Document Number | 0004790138 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 000479/000138 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HEARD GA |
| Recording Date | Oct 27, 2017 |
| Property Address | 672 UPPER CALDWELL RD, BOWDON, GA 30108-3628 |
| Document Number | 0004500396 |
| Book / Page | 000450 / 000396 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 672 UPPER CALDWELL RD |
| Document Number | 4500399 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 000450/000399 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 26, 2047 |
Source: Heard County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Heard County |
| Unified School District | Heard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $392.00 (+39.01%) | $201,770 (+29.14%) Land $67,077 Building $134,693 | $504,424 (+29.14%) Land $167,692 Building $336,732 |
| 2023 | $282.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $156,236 Land $41,173 Building $115,063 | $390,590 Land $102,933 Building $287,657 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 96% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHESUS serves 1,000 people · EPA ID GA1490006 |
|---|---|
| Water Source | Purchased surface water from HEARD COUNTY WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Water Quality | Radium resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crossbeam Fiber | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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