Heard County property record for 500 Upper Caldwell Rd, Bowdon, GA 30108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1970 |
| Lot Size | 58.9 acres (2,567,426 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,000 (Oct 2025) |
| Tax Bill | $2,254 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0001-0032 |
| Primary APN | 0001-0032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Heated Area |
| 1st Floor Area | 1,824 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 2,567,426 sqft (58.9 acres) |
| Garage Type | Mixed |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 472 sqft |
| Storage Building | 616 sqft |
| Utility Building | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 31 |
|---|---|
| Street Address | 500 UPPER CALDWELL RD |
| City | BOWDON |
| State | GA |
| Zip | 30108-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | HSE/58.94 AC/LL 255 & 256/9 LD/CUVA 2019-2028 |
| Jurisdiction | HEARD GA |
| Township / Civil Division | CENTRALHATCHEE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 970200 |
500 Upper Caldwell Rd is owned and occupied by an individual who bought it in October 2025.
Source: Heard County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 500 UPPER CALDWELL RD, BOWDON, GA 30108-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AGSOUTH FARM CREDIT |
| Oct 1, 2025 | Warranty Deed, Transfer GOLDWATER BANK N A |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage E MTG MGMT |
| Oct 26, 2018 | Deed of Trust, Mortgage E MTG MGMT |
| Jul 25, 2018 | Loan Modification, Mortgage WESTSIDE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | Aug 13, 2008 · Amount on File |
| Deed Book / Page | 550 / 613 |
| Prior Transfer Date | May 17, 1990 |
| Prior Transfer Doc | 0128000660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HEARD GA |
| Property Address | 500 UPPER CALDWELL RD, BOWDON, GA 30108-3626 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 500 UPPER CALDWELL RD, BOWDON, GA 30108-3626 |
| Document Number | 0005450000000401 |
|---|---|
| Date | Jun 2, 2025 |
| Book Page | 0000000545/0000000401 |
| Instrument | D2025000993 |
| Name | AGSOUTH FARM CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HEARD GA |
| Recording Date | Oct 1, 2025 |
| Property Address | 500 UPPER CALDWELL RD, BOWDON, GA 30108-3626 |
| Document Number | 0005500613 |
| Book / Page | 550 / 613 |
| Instrument Date | Sep 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 500 UPPER CALDWELL RD, BOWDON, GA 30108-3626 |
| Document Number | D2025001573 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | D2025-001573 |
| Name | GOLDWATER BANK N A |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HEARD GA |
| Property Address | 500 UPPER CALDWELL RD, BOWDON, GA 30108-3626 |
| Document Number | 0004710287 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | SURETY LENDER SERVICES LLC, SURETY LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 500 UPPER CALDWELL RD BOWDON GA 301083626, BOWDON, GA 30108-3626 |
| Document Number | 0004710287 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 000471/000287 |
| Name | E MTG MGMT |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 2, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HEARD GA |
| Property Address | 500 UPPER CALDWELL RD, BOWDON, GA 30108-3626 |
| Document Number | 0004600493 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Title Company | SURETY LENDER SERVICES LLC, SURETY LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 500 UPPER CALDWELL RD BOWDON GA 301083626, BOWDON, GA 30108-3626 |
| Document Number | 0004600493 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 000460/000493 |
| Name | E MTG MGMT |
|---|---|
| Type | Mortgage Company |
| Address | CHORRY HILL, NJ 08002 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 28, 2033 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HEARD GA |
| Property Address | 500 UPPER CALDWELL RD, BOWDON, GA 30108-3626 |
| Document Number | 0004580016 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 500 UPPER CALDWELL RD BOWDON GA 301083626, BOWDON, GA 30108-3626 |
| Document Number | 0004580016 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 000458/000016 |
| Name | WESTSIDE BK |
|---|---|
| Type | Bank |
| Address | HIRAM, GA 30141 |
| Term | 12 Months |
|---|---|
| Due | Jul 31, 2019 |
The 2025 property tax bill for 500 Upper Caldwell Rd was $2,254, up 50.3% from the year before.
Source: Heard County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Heard County |
| Unified School District | Heard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,254.00 (+50.27%) | $185,776 (+34.95%) Land $88,447 Building $97,329 | $464,440 (+34.95%) Land $221,118 Building $243,322 |
| 2024 | $1,500.00 (+5.04%) Homeowner's exemption | $137,666 (+19.72%) Land $78,851 Building $58,815 | $344,164 (+19.72%) Land $197,127 Building $147,037 |
| 2023 | $1,428.00 Homeowner's exemption | $114,989 Land $60,802 Building $54,187 | $287,474 Land $152,006 Building $135,468 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 500 Upper Caldwell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 500 Upper Caldwell Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 96% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHESUS serves 1,000 people · EPA ID GA1490006 |
|---|---|
| Water Source | Purchased surface water from HEARD COUNTY WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Water Quality | Radium resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crossbeam Fiber | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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