Oswego County and Scriba Town property record for 672 Middle Rd, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,184 sqft · built 1990 |
| Lot Size | 2.87 acres (125,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,097 (Jul 2017) |
| Tax Bill | $10,023 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 355600 112.00-01-34.01 |
| Primary APN | 355600 112.00-01-34.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Upper Floors Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 125,017 sqft (2.87 acres) |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool House | Pool House |
| Porch | Slab |
| Porch Area | 576 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 672 MIDDLE RD |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126-5887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NONE |
| Legal Description | LOT 80 693-023-00 |
| Legal Subdivision | SCRIBA PATENT |
| Legal Block | 1 |
| Legal Lot Number | 34.010 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCRIBA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 21504 |
672 Middle Rd is owned and occupied by an individual who bought it in July 2017.
Source: Oswego County and Scriba Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 672 MIDDLE RD, OSWEGO, NY 13126-5887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 20, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on File |
| Deed Sale | Jul 20, 2017 · Amount on File |
| Deed Document Number | 20176746 |
| Prior Transfer Date | Nov 14, 2011 |
| Prior Transfer Doc | 0000011175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 672 MIDDLE RD, OSWEGO, NY 13126-5887 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 672 MIDDLE RD, OSWEGO, NY 13126-5887 |
| Document Number | 0000003692 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | R-2021-013692 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 20, 2017 |
| Property Address | 672 MIDDLE RD, OSWEGO, NY 13126-5887 |
| Document Number | 0000006746 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 6746 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $988.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 LOPEZ CT NEW BERN NC 285609485, NEW BERN, NC 28560-9485 |
| Document Number | 6747 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 6747 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2047 |
The 2026 property tax bill for 672 Middle Rd was $10,023, up 25% from the year before.
Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Scriba Town |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,023.00 (+24.99%) | ||
| 2025 | $8,019.00 | $247,097 Land $27,000 Building $220,097 | $411,828 Land $45,000 Building $366,828 |
| 2023 | $247,097 Land $27,000 Building $220,097 | $363,378 Land $39,706 Building $323,672 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 672 Middle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 672 Middle Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCRIBA WD (OSWEGO) serves 9,044 people · EPA ID NY3730037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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