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637 Middle Rd, #47, Oswego, NY 13126 Property Records

Oswego County and Scriba Town property record for 637 Middle Rd, #47, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,900 sqft · built 1970
Lot Size9.17 acres (399,445 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Aug 2026)
Tax Bill$5,100 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Aug 2026 Transfer
Flood ZoneZone X (minimal risk)
APN355600 112.00-04-13

Property Details

APN / Parcel Number

Primary APN355600 112.00-04-13
Alternative APN
  • 560011200000040130000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,900 sqft Living Area
1st Floor Area1,900 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area399,445 sqft (9.17 acres)
Garage TypeAttached
Garage Area1,024 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address637 MIDDLE RD, 47
CityOSWEGO
StateNY
Zip13126-5887
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNONE
Legal DescriptionLOT 80 016-006-000
Legal SubdivisionSCRIBAS PATENT
Legal Block4
Legal Lot Number13.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCRIBA
Census Block Group2
Census Block2032
Census Tract21504

Owner

Source: Oswego County and Scriba Town records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address645 MIDDLE RD, OSWEGO, NY 13126-5887
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Warranty Deed, Transfer · Conventional Mortgage
EMPOWER FEDERAL CREDIT UNION
Aug 27, 2026Correction Deed
VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2026 · Amount on Record
Deed SaleAug 27, 2026 · Amount on Record
Prior SaleAug 20, 2013 · Amount on Record
Deed Document Number2026R-2026-007911
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateAug 27, 2026
Property Address637 MIDDLE RD, 47, OSWEGO, NY 13126-5887
Document Number0000007911
Instrument DateAug 13, 2026
Instrument20267911
Transaction TypeTransfer
Record UpdatedOct 5, 2026
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$179,780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

DateAug 27, 2026
Lender
NameEMPOWER FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

August 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionOSWEGO NY
Recording DateAug 27, 2026
Property Address637 MIDDLE RD, 47, OSWEGO, NY 13126-5887
Document Number0000007910
Instrument DateAug 7, 2026
Instrument20267910
Record UpdatedOct 5, 2026
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionScriba Town
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,100.00 (-0.04%)$138,000 (-) Land $25,800 Building $112,200$230,000 (+13.33%) Land $43,000 Building $187,000
2024$5,102.00
2023$138,000 Land $25,800 Building $112,200$202,941 Land $37,941 Building $165,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCRIBA WD (OSWEGO)
serves 9,044 people · EPA ID NY3730037
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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