6714 Rusty Ridge Ln, Katy, TX 77449 Property Records

Harris County property record for 6714 Rusty Ridge Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,844 sqft · built 2012
Lot Size	0.108 acres (4,706 sqft)
Owner	2 Individual Names on File
Last Sale	$282,635 (Oct 2022)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-982-004-0001`

Property Details

APN / Parcel Number

Primary APN	`123-982-004-0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,844 sqft Living Area
1st Floor Area	777 sqft
Game Room	Game Room

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	4,706 sqft (0.108 acres)
View / Lot	Buildable
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1239820040001
Street Address	6714 RUSTY RIDGE LN
City	KATY
State	TX
Zip	77449-6334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 4 HIGHLAND CREEK RANCH SEC 1
Legal Subdivision	HIGHLAND CREEK RANCH SEC 1
Legal Block	4
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3005
Census Tract	542201

Owner

Source: Harris County records · APN 123-982-004-0001

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6714 RUSTY RIDGE LN, KATY, TX 77449-6334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Oct 03, 2013 · Amount on Record
Deed Document Number	2022525082
Prior Transfer Date	May 10, 2016
Prior Transfer Doc	0000256163
Record Updated	Sep 20, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 26, 2022
Property Address	6714 RUSTY RIDGE LN, KATY, TX 77449-6334
Document Number	0000525082
Map Reference	MF 532216
Instrument Date	Oct 25, 2022
Instrument	2022-525082
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8422 MARCHELLE LN, SPRING, TX 77379-2774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6714 RUSTY RIDGE LN, KATY, TX 77449-6334

Mortgage

Document Number	0000525083
Date	Oct 26, 2022
Instrument	2022-525083

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00 (+81.44%)	$265,685 (-7.57%) Land $52,503 Building $213,182	$265,685 (-7.57%) Land $52,503 Building $213,182
2024	$1,993.00 (+0.96%)
2023		$287,430 Land $52,503 Building $234,927	$287,430 Land $52,503 Building $234,927
2022	$1,974.00 (+39.21%)
2020	$1,418.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015422013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 990 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1011430, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARRIS COUNTY MUD 157 serves 13,062 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.