Harris County property record for 6706 Rusty Ridge Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,913 sqft · built 2012 |
| Lot Size | 0.107 acres (4,639 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,500 (Oct 2012) |
| Tax Bill | $3,202 (2025) |
| Deeds & Mortgages | Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-982-004-0003 |
| Primary APN | 123-982-004-0003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,913 sqft Living Area |
| 1st Floor Area | 805 sqft |
| Game Room | Game Room |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 4,639 sqft (0.107 acres) |
| View / Lot | Buildable |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 28 sqft |
| Patio Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1239820040003 |
|---|---|
| Street Address | 6706 RUSTY RIDGE LN |
| City | KATY |
| State | TX |
| Zip | 77449-6334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 4 HIGHLAND CREEK RANCH SEC 1 |
| Legal Subdivision | HIGHLAND CREEK RANCH SEC 1 |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 542201 |
Source: Harris County assessment roll, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6706 RUSTY RIDGE LN, KATY, TX 77449-6334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2012 · Amount on Record |
| Deed Sale | Oct 12, 2012 · Amount on Record |
| Prior Sale | May 29, 2012 |
| Deed Document Number | 2012475750 |
| Deed Book / Page | 3738 / 918 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 6706 RUSTY RIDGE LN, KATY, TX 77449-6334 |
| Document Number | 0000487888 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6706 RUSTY RIDGE LN KATY TX 774496334, KATY, TX 77449-6334 |
| Document Number | 0000487888 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 487888 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,202.00 (+121.75%) Homeowner's exemption | $244,136 (-12.41%) Land $52,423 Building $191,713 | $244,136 (-12.41%) Land $52,423 Building $191,713 |
| 2024 | $1,444.00 (+20.23%) | ||
| 2023 | $278,725 (+9.05%) Land $52,423 Building $226,302 | $278,725 (+9.05%) Land $52,423 Building $226,302 | |
| 2022 | $1,201.00 (+8.39%) Homeowner's exemption | $255,605 Land $37,382 Building $218,223 | $255,605 Land $37,382 Building $218,223 |
| 2020 | $1,108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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