Mecklenburg County property record for 6712 Paces Ferry Ln, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,574 sqft · built 1984 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (May 2026) |
| Tax Bill | $2,929 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-501-14 |
| Primary APN | 211-501-14 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,970 sqft (0.16 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 74 sqft |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 6712 PACES FERRY LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-7781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15PUD |
| Legal Description | L9 M20-558 |
| Legal Subdivision | PROVIDENCE LNDG PH 02 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 3013 |
Source: Mecklenburg County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6712 PACES FERRY LN, CHARLOTTE, NC 28226-7781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage VIST TITLE, VISTA TITLE |
| Feb 10, 2023 | Warranty Deed, Transfer CARDINAL TITLE CENTER LLC |
| Jul 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Feb 10, 2023 · Amount on Record |
| Deed Document Number | 202651934 |
| Deed Book / Page | 40429 / 737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 18, 2026 |
| Property Address | 6712 PACES FERRY LN, CHARLOTTE, NC 28226-7781 |
| Document Number | 0000051934 |
| Book / Page | 40429 / 737 |
| Instrument Date | May 15, 2026 |
| Instrument | 202651934 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | VIST TITLE, VISTA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6712 PACES FERRY LN, CHARLOTTE, NC 28226-7781 |
| Document Number | 0000051935, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202651935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 10, 2023 |
| Property Address | 6712 PACES FERRY LN, CHARLOTTE, NC 28226-7781 |
| Document Number | 0000011653 |
| Book / Page | 37927 / 119 |
| Map Reference | MB 20 PG 558 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023011653 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7235 REA CROFT DR, CHARLOTTE, NC 28226-3334 |
| Name | Verified Name |
|---|---|
| Address | 180 COMFORT LN, PAWLEYS ISLAND, SC 29585-5553 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 6, 2020 |
| Property Address | 6712 PACES FERRY LN, CHARLOTTE, NC 28226-7781 |
| Document Number | 0000101198 |
| Book / Page | 34772 / 850 |
| Map Reference | MB 20 PG 558 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2020101198 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | BARRISTERS TTL SVCS OF CAROL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 GOLDENROD DR, 45, WHISPERING PINES, NC 28327-9341 |
| Name | Verified Name |
|---|---|
| Address | 6712 PACES FERRY LN, CHARLOTTE, NC 28226-7781 |
| Document Number | 0000101199 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 2020101199 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 30, 2017 |
| Property Address | 6712 PACES FERRY LN, CHARLOTTE, NC 28226-7781 |
| Document Number | 0000070684 |
| Book / Page | 31837 / 976 |
| Map Reference | MB20 PG558 |
| Instrument Date | May 25, 2017 |
| Instrument | 2017070684 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5698 E HIGHWAY 27, 5698, IRON STATION, NC 28080-9441 |
| Name | Verified Name |
|---|---|
| Address | 6712 PACES FERRY LN, CHARLOTTE, NC 28226-7781 |
| Document Number | 0000070685 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 2017070685 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,929.00 (+1.95%) | $359,200 Land $85,000 Building $274,200 | $359,200 Land $85,000 Building $274,200 |
| 2024 | $2,873.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 48 (1979–2024) |
| Claims Outside the SFHA | 10 of 48 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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