6709 Paces Ferry Ln, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 6709 Paces Ferry Ln, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,813 sqft · built 1984
Lot Size0.154 acres (6,734 sqft)
OwnerIndividual Name on Record
Last Sale$464,000 (Jan 2024)
Tax Bill$3,675 (2023)
Deeds & MortgagesJan 2024 Sale & Mortgage
May 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN211-501-07

Property Details

APN / Parcel Number

Primary APN211-501-07

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,813 sqft Heated Area
Gross Area1,963 sqft
1st Floor Area1,653 sqft
Upper Floors Area160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,734 sqft (0.154 acres)
PorchPorch
Porch Area150 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number211-501-07
Street Address6709 PACES FERRY LN
CityCHARLOTTE
StateNC
Zip28226-7790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15PUD
Legal DescriptionL2 M20-558
Legal SubdivisionPROVIDENCE LNDG PH 02 MAP 01
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract3013

Owner

Source: Mecklenburg County records, as of January 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6709 PACES FERRY LN, CHARLOTTE, NC 28226-7790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Warranty Deed, Transfer · Conventional Mortgage
TRUMARK FINANCIAL CU
May 3, 2021Deed of Trust, Mortgage · Line of Credit
CHARLOTTE METRO FCU
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Oct 15, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK AND TRUST CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2024 · Amount on Record
Deed SaleJan 10, 2024 · Amount on Record
Prior SaleJun 25, 2014 · Amount on Record
Deed Document Number2024002464
Deed Book / Page38575 / 992
Record UpdatedJun 7, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 10, 2024
Property Address6709 PACES FERRY LN, CHARLOTTE, NC 28226-7790
Document Number0000002464
Book / Page38575 / 992
Map ReferenceMB 20 PG 558
Instrument DateJan 10, 2024
Instrument2024002464
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$928.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address710 WALTON HEAH LANE, CHARLOTTE, NC 28277

Transferred To (Grantee/Buyer)

NameVerified Name
Address6709 PACES FERRY LN, CHARLOTTE, NC 28226-7790

Mortgage

Document Number0000002465
DateJan 10, 2024
Instrument2024002465
Lender
NameTRUMARK FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2044

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6709 PACES FERRY LN, CHARLOTTE, NC 28226-7790
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087238
DateMay 3, 2021
Book Page36014/772
Instrument2021087238
Lender
NameCHARLOTTE METRO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 2, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6709 PACES FERRY LN, CHARLOTTE, NC 28226-7790
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060944
DateMar 29, 2021
Book Page35866/125
Instrument2021060944
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28207
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address6709 PACES FERRY LN, CHARLOTTE, NC 28226-7790
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138063
DateOct 15, 2019
Book Page33941/415
Instrument2019138063
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,675.00$380,900 Land $85,000 Building $295,900$380,900 Land $85,000 Building $295,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims48 (1979–2024)
Claims Outside the SFHA10 of 48
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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