6712 Ll Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 6712 Ll Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage999 sqft Building Perimeter
Lot Size108,900 sqft (2.5 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2018)
Tax Bill$3,566.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-26-200-007-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area999 sqft Building Perimeter
1st Floor999 sqft 1st Floor
Basement Area200 sqft Basement
Unfinished Basement200 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame Construction
Lot Area108,900 sqft (2.5 acres)
Deck Area96 sqft Deck
Patio Area690 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address6712 LL RD
CityWATERLOO
StateIL
Zip62298-3528
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPART NW NE
Legal Range09W
Legal Township03S
Legal Section26
JurisdictionMONROE IL
Minor Civil Division29
Census Blockgroup2
Census Block2059
Census Tract600501

Owner

Source: Monroe County records · APN 11-26-200-007-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6712 LL RD, WATERLOO, IL 62298-3528
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
FCB BANKS
May 20, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIRST NAT'L BK/WATERLOO
Oct 01, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 26, 2018Grant Deed, Transfer
STIFEL BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2018 · Amount on Record
Deed SaleFeb 26, 2018 · Amount on Record
Deed Doc Number2018394511
Last Transfer DateSep 25, 2018
Transfer Doc0000398070
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address6712 LL RD, WATERLOO, IL 62298-3528
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000428755
DateApr 27, 2023
Instrument428755
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateMay 20, 2019
Property Address6712 LL RD, WATERLOO, IL 62298-3528
Document Number0000401519
Instrument DateMay 17, 2019
Instrument401519
Transaction TypeTransfer
Record UpdatedJun 12, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$244.88
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6651 SCHREDER LN RED BUD IL 622782812, RED BUD, IL 62278-2812

Mortgage

Document Number401520
DateMay 20, 2019
Instrument401520
Lender
NameFIRST NAT'L BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 19, 2049
Interest
Rate4.12%

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE IL
Recording DateOct 01, 2018
Property Address6712 LL RD, WATERLOO, IL 62298-3528
Document Number0000398070
Instrument DateSep 25, 2018
Instrument398070
Transaction TypeTransfer
Record UpdatedOct 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6712 LL RD WATERLOO IL 622983528, WATERLOO, IL 62298-3528

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateFeb 26, 2018
Property Address6712 LL RD, WATERLOO, IL 62298-3528
Document Number0000394511
Instrument DateFeb 22, 2018
Instrument394511
Transaction TypeTransfer
Record UpdatedMar 05, 2018
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
Tax$352.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6712 LL RD WATERLOO IL 622983528, WATERLOO, IL 62298-3528

Mortgage

Document Number394512
DateFeb 26, 2018
Instrument394512
Lender
NameSTIFEL BK&TR
TypeBank
Address12655 OLIVE BLVD # 250, ST LOUIS, MO 63141-6343
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 25, 2048
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$78,120 (+1.06%) Land $11,800 Building $66,320$234,360 (+1.06%) Land $35,400 Building $198,960
2024$3,566.00
2022Homeowner's exemption Additional exemption filed$77,300 Land $11,800 Building $65,500$231,900 Land $35,400 Building $196,500

Flood & Wildfire

6712 Ll Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 71st in Illinois
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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