Monroe County property record for 6521 Ll Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,100 sqft · built 1945 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $61,000 (Jun 2018) |
| Tax Bill | $2,395 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-23-300-002-000 |
| Primary APN | 11-23-300-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6521 LL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4B & 5A |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 23 |
| Legal Lot Number | 4B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-23-300-002-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6521 LL RD, WATERLOO, IL 62298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Mar 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK |
| Jun 25, 2018 | Intrafamily Transfer, Transfer |
| Jun 22, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Deed Document Number | 2018396528 |
| Prior Transfer Date | Jun 15, 2018 |
| Prior Transfer Doc | 0000396555 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6521 LL RD, WATERLOO, IL 62298 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000440276 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 440276 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 15, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6521 LL RD, WATERLOO, IL 62298 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000423025 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 423025 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 25, 2018 |
| Property Address | 6521 LL RD, WATERLOO, IL 62298 |
| Document Number | 0000396555 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 396555 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11021 VIOLET DR, RED BUD, IL 62278-1479 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 22, 2018 |
| Property Address | 6521 LL RD, WATERLOO, IL 62298 |
| Document Number | 0000396528 |
| Instrument Date | May 10, 2018 |
| Instrument | 396528 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $91.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11021 VIOLET DR RED BUD IL 622781479, RED BUD, IL 62278-1479 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,280 (+16.48%) Land $13,120 Building $34,160 | $141,840 (+16.48%) Land $39,360 Building $102,480 | |
| 2024 | $2,395.00 | ||
| 2022 | $40,590 Land $13,120 Building $27,470 | $121,770 Land $39,360 Building $82,410 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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