Monroe County property record for 6712 Cardinal Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1977 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,573 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-28-400-013-000 |
| Primary APN | 07-28-400-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 336 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6712 CARDINAL DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOT 4A 0121295 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Lot Number | 4A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 600402 |
Source: Monroe County assessment roll, as of August 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6712 CARDINAL DR, WATERLOO, IL 62298-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,170 (+10.29%) Land $23,620 Building $60,550 | $252,510 (+10.29%) Land $70,860 Building $181,650 | |
| 2024 | $4,573.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $76,320 Land $23,620 Building $52,700 | $228,960 Land $70,860 Building $158,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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