Monroe County property record for 5705 Cardinal Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,644 sqft Building Perimeter |
| Lot Size | 131,987 sqft (3.03 acres) |
| Garage | 1,008 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,707.00 (2024) |
Source: Monroe County records · APN 08-09-349-010-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5705 CARDINAL DR, WATERLOO, IL 62298-3293 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE |
| May 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FAIRWAY INDEPENDENT MTG |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 24, 2020 |
| Transfer Doc | 0000405919 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5705 CARDINAL DR, WATERLOO, IL 62298-3293 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000424964 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 424964 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5705 CARDINAL DR, WATERLOO, IL 62298-3293 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000401206 |
|---|---|
| Date | May 02, 2019 |
| Instrument | 401206 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5705 CARDINAL DR, WATERLOO, IL 62298-3293 |
| Document Number | 0000411164 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5705 CARDINAL DR WATERLOO IL 622983293, WATERLOO, IL 62298-3293 |
| Document Number | 0000411164 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 411164 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 21, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5705 CARDINAL DR, WATERLOO, IL 62298-3293 |
| Document Number | 0000394037 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 5705 CARDINAL DR WATERLOO IL 622983293, WATERLOO, IL 62298-3293 |
| Document Number | 0000394037 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 394037 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2048 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,980 (+2.85%) Land $18,300 Building $61,680 | $239,940 (+2.85%) Land $54,900 Building $185,040 | |
| 2024 | $4,707.00 | ||
| 2022 | Additional exemption filed | $77,760 Land $18,300 Building $59,460 | $233,280 Land $54,900 Building $178,380 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-09-349-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,644 sqft Building Perimeter |
| 1st Floor | 1,644 sqft 1st Floor |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level Style |
| Construction Type | Frame Construction |
| Lot Area | 131,987 sqft (3.03 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 840 sqft Driveway |
| Garage Area | 1,008 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 96 sqft Shed |
| Deck Area | 100 sqft Deck |
| Patio Area | 620 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 600 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 5705 CARDINAL DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3293 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 LAKEWOOD PLACE |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | LAKEWOOD PLACE |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 28 |
| Census Blockgroup | 4 |
| Census Block | 4026 |
| Census Tract | 600401 |
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