671 Welsh Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 671 Welsh Dr, Ruther Glen, VA 22546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1990
Lot Size	0.455 acres (19,837 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2021)
Tax Bill	$1,792 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51A6-1 B-486`

Property Details

APN / Parcel Number

Primary APN	`51A6-1 B-486`
Alternative APNs	`051A6 1 B 486` `14105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	412 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,837 sqft (0.455 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	14105
Street Address	671 WELSH DR
City	RUTHER GLEN
State	VA
Zip	22546-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE LAND OR LOT B486
Legal Subdivision	LAKE LAND
Legal Lot Number	B486
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1011
Census Tract	30502

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	671 WELSH DR, RUTHER GLEN, VA 22546-1157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 16, 2021	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Apr 13, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Nov 21, 2002 · Amount on Record
Deed Document Number	20215651
Deed Book / Page	1462 / 247
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	671 WELSH DR, RUTHER GLEN, VA 22546-1157
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 WELSH DR, RUTHER GLEN, VA 22546-1157

Mortgage

Document Number	0230000044
Date	Jan 6, 2023
Instrument	230000044

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Sep 16, 2021
Property Address	671 WELSH DR, RUTHER GLEN, VA 22546-1157
Document Number	1462247
Book / Page	1462 / 247
Map Reference	MB 204 PG 382
Instrument Date	Aug 27, 2021
Instrument	210005651
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	RATIFIED TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 WELSH DR, RUTHER GLEN, VA 22546-1157

Mortgage

Document Number	0001462251
Date	Sep 16, 2021
Book Page	1462/251
Instrument	210005652

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CAROLINE VA
Property Address	671 WELSH DR, RUTHER GLEN, VA 22546-1157
Document Number	1270484
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8810 PINNACLE CROSS DR #11 HUNTERSVILLE NC 280784753, 11, HUNTERSVILLE, NC 28078-4753

Mortgage

Document Number	1270484
Date	May 26, 2017
Book Page	001270/000484
Instrument	2495

Lender

Name	WELLS FARGO BK
Address	FORTMILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	May 25, 2057

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,792.00 (-99.25%)	$309,000 Land $50,000 Building $259,000
2025	$237,930.00		$309,000 Land $50,000 Building $259,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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