665 Welsh Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 665 Welsh Dr, Ruther Glen, VA 22546

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,288 sqft · built 2021
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$345,450 (Jul 2021)
Tax Bill	$2,294 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`51A6-1 B-489`

Property Details

APN / Parcel Number

Primary APN	`51A6-1 B-489`
Alternative APNs	`051A6 1 B 489` `12784`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	556 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,001 sqft (0.276 acres)
Terrain	Rolling
Garage Type	Built-in
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	12784
Street Address	665 WELSH DR
City	RUTHER GLEN
State	VA
Zip	22546-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE LAND OR LOT B489
Legal Subdivision	LAKE LAND
Legal Lot Number	B489
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1011
Census Tract	30502

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	665 WELSH DR, RUTHER GLEN, VA 22546-1157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Apr 24, 2020	Warranty Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	20214005
Deed Book / Page	1448 / 544
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Jul 8, 2021
Property Address	665 WELSH DR, RUTHER GLEN, VA 22546-1157
Document Number	0001448544
Book / Page	1448 / 544
Map Reference	MB 205 PG 382
Instrument Date	Jun 30, 2021
Instrument	210004005
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	HIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	665 WELSH DR, RUTHER GLEN, VA 22546-1157
Investor	Possibly a Property Investor

Mortgage

Document Number	0210004006
Date	Jul 8, 2021
Instrument	210004006

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAROLINE VA
Recording Date	Apr 24, 2020
Property Address	665 WELSH DR, RUTHER GLEN, VA 22546-1157
Document Number	1375291
Book / Page	001375 / 000291
Instrument Date	Apr 21, 2020
Instrument	1602
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 419933 FREDERICKSBURG VA 22404, FREDERICKSBURG, VA 22404

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,294.00 (-99.25%)	$395,500 Land $50,000 Building $345,500
2025	$304,535.00		$395,500 Land $50,000 Building $345,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Welsh Dr

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