Okaloosa County property record for 6709 Old River Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1995 |
| Lot Size | 5.79 acres (252,212 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,000 (Jun 2023) |
| Tax Bill | $2,114 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-9640-6 |
| Primary APN | C56-000-594-9640-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,566 sqft Heated Area |
| Gross Area | 2,819 sqft |
| 1st Floor Area | 1,566 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 252,212 sqft (5.79 acres) |
| Garage Type | Finished |
| Garage Area | 713 sqft |
| Porch | Open Porch |
| Porch Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 6709 OLD RIVER RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE1/4 OF NW1/4 N OF OLD RIVER RD |
| Legal Range | 24 |
| Legal Township | 04N |
| Legal Section | 15 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20102 |
Source: Okaloosa County records · APN C56-000-594-9640-6
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6709 OLD RIVER RD, BAKER, FL 32531-8101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 27, 2023 | Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Oct 04, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Deed Document Number | 3632171 |
| Deed Book / Page | 3681 / 1035 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6709 OLD RIVER RD, BAKER, FL 32531-8101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6709 OLD RIVER RD, BAKER, FL 32531-8101 |
| Document Number | 0036791359 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | 3679/1359 |
| Instrument | 3629458 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Oct 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 27, 2023 |
| Property Address | 6709 OLD RIVER RD, BAKER, FL 32531-8101 |
| Document Number | 0036811035 |
| Book / Page | 3681 / 1035 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 3632171 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,156.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4815 PORTOBELLO CIR, VALRICO, FL 33596-7373 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 110 KIPLING DR, CRESTVIEW, FL 32539-8309 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6709 OLD RIVER RD, BAKER, FL 32531-8101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033201272 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 3320/1272 |
| Instrument | 3163802 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,114.00 (-10.46%) Homeowner's exemption | $245,960 (+4.92%) | $252,819 (+7.85%) Land $38,804 Building $214,015 |
| 2023 | $2,361.00 (+125.5%) | $234,425 (+76.85%) Land $32,968 Building $201,457 | $234,425 (+8.34%) Land $32,968 Building $201,457 |
| 2022 | $1,047.00 Homeowner's exemption | $132,559 | $216,386 Land $30,811 Building $185,575 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Lumen Technologies DSL | 10 / 1 |
Based on FCC filings for 6 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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