Okaloosa County property record for 6616 Old River Rd, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 2006 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (Jun 2019) |
| Tax Bill | $117 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-963-7302-2 |
| Primary APN | C56-000-963-7302-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,644 sqft Heated Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 1,644 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Porch | Open Porch |
| Porch Area | 116 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 6616 OLD RIVER RD |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR OF SE1/4 OF NE1/4 S 315.86 FT S 64 DEG W 26.28 FT TO POB S 64 DEG W 221.35 FT S 166.82 FT E 199.97 FT N 271 FT TO |
| Legal Range | 24 |
| Legal Township | 04N |
| Legal Section | 16 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20102 |
Source: Okaloosa County records · APN C56-000-963-7302-2
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6616 OLD RIVER RD, BAKER, FL 32531-8143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP |
| Jun 17, 2019 | Correction Deed KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I |
| Jun 17, 2019 | Warranty Deed, Transfer · VA Mortgage FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2016 · Amount on Record |
| Deed Document Number | 3285040 |
| Deed Book / Page | 3404 / 1542 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6616 OLD RIVER RD, BAKER, FL 32531-8143 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Title Company | KNIGHT BARRY TITLE |
| Name | Verified Name |
|---|---|
| Address | 6616 OLD RIVER RD, BAKER, FL 32531-8143 |
| Document Number | 0036443383 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 3644/3383 |
| Instrument | 3581435 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 6616 OLD RIVER RD, BAKER, FL 32531-8172 |
| Document Number | 0034041539 |
| Book / Page | 003404 / 001539 |
| Instrument Date | May 29, 2019 |
| Instrument | 3285039 |
| Record Updated | Jul 04, 2019 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6612 OLD RIVER RD BAKER FL 325318172, BAKER, FL 32531-8172 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 6616 OLD RIVER RD, BAKER, FL 32531-8172 |
| Document Number | 0034041542 |
| Book / Page | 003404 / 001542 |
| Instrument Date | May 29, 2019 |
| Instrument | 3285040 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2019 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,259.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6616 OLD RIVER RD BAKER FL 325318172, BAKER, FL 32531-8172 |
| Document Number | 34041544 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 003404/001544 |
| Instrument | 3285041 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2049 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117.00 (-89.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $150,874 (+5.99%) | $218,091 (+4.08%) Land $18,673 Building $199,418 |
| 2023 | $1,081.00 (+2.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $142,351 (+3%) | $209,549 (+8.36%) Land $15,864 Building $193,685 |
| 2022 | $1,053.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $138,205 | $193,379 Land $14,826 Building $178,553 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
Based on FCC filings for 10 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAKER WATER SYSTEM, INC. serves 2,930 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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