6707 Visto St, Horace, ND 58047 Property Records

Cass County property record for 6707 Visto St, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,866 sqft · built 2000
Lot Size	2 acres (86,973 sqft)
Owner	Individual Name on File
Last Sale	$485,450 (Sep 2020)
Tax Bill	$6,926 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`15-0910-00030-000`

Property Details

APN / Parcel Number

Primary APN	`15-0910-00030-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Unfinished Basement	1,500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	86,973 sqft (2 acres)
Garage Type	Attached
Garage Area	1,504 sqft
Deck Area	207 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6707 VISTO ST
City	HORACE
State	ND
Zip	58047-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLOCK: 1 ADDITION: VISTOS FIRST SUBDIVISION ADDITIONAL: VISTO'S FIRST SUB LT 3 BLK 1
Legal Subdivision	FIRST
Legal Block	1
Legal Lot Number	3
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2005
Census Tract	40503

Owner

6707 Visto St is owned and occupied by an individual who bought it in September 2020.

Source: Cass County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	6707 VISTO ST, HORACE, ND 58047-4903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage CHOICE FINANCIAL GROUP
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage CHOICE FINANCIAL GROUP
Jun 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 12, 2018	Quit Claim Deed, Transfer PLAINS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Apr 7, 2008
Deed Document Number	20201604089
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0001593936
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	6707 VISTO ST, HORACE, ND 58047-4903
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001633306
Date	May 24, 2021
Instrument	1633306

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	MOORHEAD, MN 56560

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 4, 2020
Property Address	6707 VISTO ST, HORACE, ND 58047-4903
Document Number	0001604089
Instrument Date	Sep 4, 2020
Instrument	1604089
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6707 VISTO ST, HORACE, ND 58047-4903

Mortgage

Document Number	0001604090
Date	Sep 4, 2020
Instrument	1604090

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Jun 15, 2020
Property Address	6707 VISTO ST, HORACE, ND 58047-4903
Document Number	0001593936
Instrument Date	Jun 12, 2020
Instrument	1593936
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6707 VISTO ST HORACE ND 580474903, HORACE, ND 58047-4903

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Apr 12, 2018
Property Address	6707 VISTO ST, HORACE, ND 58047-4903
Document Number	0001534796
Instrument Date	Jan 5, 2018
Instrument	1534796
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	PLAINS TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6707 VISTO ST HORACE ND 580474903, HORACE, ND 58047-4903

Tax Assessment & Valuation

The 2025 property tax bill for 6707 Visto St was $6,926.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,926.00	$321,850 Land $50,000 Building $271,850	$643,700 Land $100,000 Building $543,700
2023	$7,300.00	$294,450 Land $50,000 Building $244,450	$588,900 Land $100,000 Building $488,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6707 Visto St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6707 Visto St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 47% of North Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
CenturyLink Fiber	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Dickey Rural Telephone Cooperative.

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