6637 Visto St, Horace, ND 58047 Property Records

Cass County property record for 6637 Visto St, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 1975
Lot Size	2.03 acres (88,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2026)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`15-0910-00020-000`

Property Details

APN / Parcel Number

Primary APN	`15-0910-00020-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
Basement Area	700 sqft
Finished Basement	700 sqft
Unfinished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	88,388 sqft (2.03 acres)
Garage Type	Attached
Garage Area	480 sqft
Deck Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6637 VISTO ST
City	HORACE
State	ND
Zip	58047-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLOCK: 1 ADDITION: VISTOS FIRST SUBDIVISION ADDITIONAL: VISTO'S FIRST SUB LT 2 BLK 1
Legal Subdivision	FIRST
Legal Block	1
Legal Lot Number	2
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2005
Census Tract	40503

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6637 VISTO ST, HORACE, ND 58047-4902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · Commercial Mortgage BELL BANK
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Aug 9, 2022 · Amount on Record
Deed Document Number	20261764907
Prior Transfer Date	Sep 13, 2010
Prior Transfer Doc	0001304400
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Aug 9, 2022
Property Address	6637 VISTO ST, HORACE, ND 58047-4902
Document Number	0001672510
Instrument Date	Aug 8, 2022
Instrument	1672510
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5478 51ST AVE S, FARGO, ND 58104-6061

Mortgage

Document Number	0001672511
Date	Aug 9, 2022
Instrument	1672511

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	6637 VISTO ST, HORACE, ND 58047-4902
Document Number	0001523497
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017
Title Company	TRN ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6637 VISTO ST HORACE ND 580474902, HORACE, ND 58047-4902

Mortgage

Document Number	0001523497
Date	Oct 20, 2017
Instrument	1523497

Lender

Name	BANK OF THE WEST
Type	Bank
Address	LIDGERWOOD, ND 58053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,534.00 (+14.84%)	$161,250 (+1.74%) Land $50,300 Building $110,950	$322,500 (+1.74%) Land $100,600 Building $221,900
2023	$3,948.00 (+4.2%)	$158,500 (+9.35%) Land $50,300 Building $108,200	$317,000 (+9.35%) Land $100,600 Building $216,400
2022	$3,789.00	$144,950 Land $48,800 Building $96,150	$289,900 Land $97,600 Building $192,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 47% of North Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
CenturyLink Fiber	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Dickey Rural Telephone Cooperative.

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