6705 Ruby St NE, Albuquerque, NM 87109 Property Records

Bernalillo County property record for 6705 Ruby St NE, Albuquerque, NM 87109

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,434 sqft · built 1987
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on File
Last Sale	$285,950 (Sep 2024)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1-018-062-499-070-4-16-93`

Property Details

APN / Parcel Number

Primary APN	`1-018-062-499-070-4-16-93`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	2,732 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,615 sqft (0.083 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	6705 RUBY ST NE
City	ALBUQUERQUE
State	NM
Zip	87109-3782
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 34 BLK 1 ACADEMY ACRES T & H UNIT CONT 3621.60 SF M/L
Legal Subdivision	ACADEMY ACRES T &H UNIT
Legal Block	1
Legal Lot Number	34
Legal Unit	34
Jurisdiction	BERNALILLO NM
Township / Civil Division	ALBUQUERQUE
Census Block Group	2
Census Block	2023
Census Tract	3724

Owner

6705 Ruby St NE, a townhouse, is owned and occupied by an individual who bought it in September 2024.

Source: Bernalillo County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	6705 RUBY ST NE, ALBUQUERQUE, NM 87109-3782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit NUSENDA FCU
Oct 11, 2023	Transfer on Death Deed, Transfer
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit NUSENDA FCU
Feb 24, 2022	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit NUSENDA FCU
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit NUSENDA FCU
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage NUSENDA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2024 · Amount on File
Deed Sale	Sep 4, 2024 · Amount on File
Prior Sale	Oct 24, 2016 · Amount on File
Deed Document Number	202462095
Prior Transfer Date	Aug 31, 2023
Prior Transfer Doc	0000065116
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNALILLO NM
Property Address	6705 RUBY ST NE, ALBUQUERQUE, NM 87109-3782
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053409
Date	Aug 21, 2023
Instrument	2023053409

Lender

Name	NUSENDA FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87198

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BERNALILLO NM
Recording Date	Oct 11, 2023
Property Address	6705 RUBY ST NE, ALBUQUERQUE, NM 87109-3782
Document Number	0000065116
Map Reference	MB C30 PG 121
Instrument Date	Aug 31, 2023
Instrument	2023065116
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNALILLO NM
Property Address	6705 RUBY ST NE, ALBUQUERQUE, NM 87109-3782
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6705 RUBY ST NE, ALBUQUERQUE, NM 87109-3782

Mortgage

Document Number	0000000132
Date	Jan 3, 2023
Instrument	2023000132

Lender

Name	NUSENDA FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87198

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNALILLO NM
Property Address	6705 RUBY ST NE, ALBUQUERQUE, NM 87109-3782
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6705 RUBY ST NE, ALBUQUERQUE, NM 87109-3782

Mortgage

Document Number	0000018617
Date	Feb 24, 2022
Instrument	2022018617

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 21, 2027

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNALILLO NM
Property Address	6705 RUBY ST NE, ALBUQUERQUE, NM 87109-3782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076023
Date	Aug 4, 2017
Instrument	2017076023

Lender

Name	NUSENDA FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87198

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 3, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNALILLO NM
Property Address	6705 RUBY ST NE, ALBUQUERQUE, NM 87109-3782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029555
Date	Apr 4, 2018
Instrument	2018029555

Lender

Name	NUSENDA FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87198

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 3, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNALILLO NM
Property Address	6705 RUBY ST NE, ALBUQUERQUE, NM 87109-3782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082899
Date	Sep 30, 2019
Instrument	2019082899

Lender

Name	NUSENDA FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87198

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6705 Ruby St NE was $3,685.

Source: Bernalillo County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Bernalillo County
Municipality	Albuquerque City
Unified School District	Albuquerque Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,841 (+3%) Land $13,045 Building $76,796	$269,551 (+3%) Land $39,140 Building $230,411
2025	$3,685.00	$87,224 Land $12,665 Building $74,559	$261,700 Land $38,000 Building $223,700
2023	$2,572.00 (+3.46%)	$60,203 (+3%) Land $13,840 Building $46,363	$180,626 (+3%) Land $41,523 Building $139,103
2022	$2,486.00	$58,450 Land $13,437 Building $45,013	$175,366 Land $40,314 Building $135,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6705 Ruby St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6705 Ruby St NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBUQUERQUE WATER SYSTEM serves 560,326 people · EPA ID NM3510701
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
NMSurf Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
Lobo Internet Services Fixed Wireless	100 / 80

May also be available: AT&T, Verizon.

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