Bernalillo County property record for 6649 Ruby St NE, Albuquerque, NM 87109
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,430 sqft · built 1990 |
| Lot Size | 0.076 acres (3,311 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,756 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-018-062-420-061-4-16-72 |
| Primary APN | 1-018-062-420-061-4-16-72 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 2,932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 3,311 sqft (0.076 acres) |
| Heating Fuel | Gas |
|---|
| Street Address | 6649 RUBY ST NE |
|---|---|
| City | ALBUQUERQUE |
| State | NM |
| Zip | 87109-3789 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 13A BLK 1 ACADEMY ACRES T & H UNIT (REPL OF LTS 11, 12, 1 3, 14 & 15 BLK 1 ACADEMY ACRES T & H UNIT) CONT 3,332 SF +- |
| Legal Subdivision | REPLAT OF ACADEMY ACRES T & H UNIT |
| Legal Block | 1 |
| Legal Lot Number | 13A |
| Legal Unit | 13A |
| Jurisdiction | BERNALILLO NM |
| Township / Civil Division | ALBUQUERQUE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 3724 |
Source: Bernalillo County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6649 RUBY ST NE, ALBUQUERQUE, NM 87109-3789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 7, 2018 |
| Transfer Doc | 0000040590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERNALILLO NM |
| Property Address | 6649 RUBY ST NE, ALBUQUERQUE, NM 87109-3789 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 6649 RUBY ST NE, ALBUQUERQUE, NM 87109-3789 |
| Document Number | 0000044547 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023044547 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bernalillo County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Bernalillo County |
| Municipality | Albuquerque City |
| Unified School District | Albuquerque Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,246 (+3%) Land $15,122 Building $54,124 | $207,761 (+3%) Land $45,372 Building $162,389 | |
| 2025 | $2,756.00 (+5.11%) Homeowner's exemption | $67,230 (+6.09%) Land $14,682 Building $52,548 | $201,711 (+6.09%) Land $44,051 Building $157,660 |
| 2023 | $2,622.00 Homeowner's exemption | $63,372 Land $13,840 Building $49,532 | $190,133 Land $41,523 Building $148,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.9% of New Mexico |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBUQUERQUE WATER SYSTEM serves 560,326 people · EPA ID NM3510701 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| NMSurf Fixed Wireless | 200 / 50 |
| CenturyLink DSL | 140 / 20 |
| Lobo Internet Services Fixed Wireless | 100 / 80 |
May also be available: Verizon.
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