Bay County property record for 6705 Cherry St, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1965 |
| Lot Size | 0.516 acres (22,476 sqft) |
| Owner | Company Name on Record |
| Last Sale | $80,000 (Sep 2023) |
| Tax Bill | $1,045 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06034-000-000 |
| Primary APN | 06034-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Cork |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 22,476 sqft (0.516 acres) |
| Lot Dimensions | 300 ft deep x 75 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Street Address | 6705 CHERRY ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLWY18 |
| Legal Description | 7 4S 13W -8- 131C4 E 75 OF SW1/4 OF SE1/4 OF SE1/4 OF SE1/4 LESS 16 R/W OFF S SIDE ORB 4737 P 1610 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 07 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 803 |
Source: Bay County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1836 N EAST AVE, PANAMA CITY, FL 32405-6257 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 5, 2023 | Warranty Deed, Transfer NOT AVAILABLE, BURG TITLE LLC |
| Sep 7, 2023 | Correction Deed NOT AVAILABLE, BURG TITLE LLC |
| Oct 5, 2023 | Warranty Deed, Transfer NOT AVAILABLE, BURG TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on Record |
| Deed Sale | Sep 5, 2023 · Amount on Record |
| Deed Document Number | 202356317 |
| Deed Book / Page | 4727 / 656 |
| Prior Transfer Date | Sep 1, 2023 |
| Prior Transfer Doc | 0047280812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 5, 2023 |
| Property Address | 6705 CHERRY ST, PANAMA CITY, FL 32404-8068 |
| Document Number | 0047270656 |
| Book / Page | 4727 / 656 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023056317 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | NOT AVAILABLE, BURG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 COLONIAL DR, PANAMA CITY, FL 32404-8608 |
| Name | Verified Name |
|---|---|
| Address | 2303 W 19TH ST, PANAMA CITY, FL 32405-2457 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 7, 2023 |
| Property Address | 6705 CHERRY ST, PANAMA CITY, FL 32404-8068 |
| Document Number | 0047280812 |
| Book / Page | 4728 / 812 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023057014 |
| Record Updated | Sep 22, 2023 |
| Title Company | NOT AVAILABLE, BURG TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 620 COLONIAL DR, PANAMA CITY, FL 32404-8608 |
| Name | Verified Name |
|---|---|
| Address | 2303 W 19TH ST, PANAMA CITY, FL 32405-2457 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 5, 2023 |
| Property Address | 6705 CHERRY ST, PANAMA CITY, FL 32404-8068 |
| Document Number | 0047371610 |
| Book / Page | 4737 / 1610 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023063361 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | NOT AVAILABLE, BURG TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2303 W 19TH ST, PANAMA CITY, FL 32405-2457 |
| Name | Verified Name |
|---|---|
| Address | 1836 N EAST AVE, PANAMA CITY, FL 32405-6257 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,045.00 (+7.84%) | $76,350 (+133.33%) Land $29,925 Building $46,425 | $76,350 (+133.33%) Land $29,925 Building $46,425 |
| 2024 | $969.00 (+113.44%) | ||
| 2023 | $454.00 (-31.11%) | $32,722 (-35.92%) Land $24,795 Building $7,927 | $32,722 (-35.92%) Land $24,795 Building $7,927 |
| 2022 | $659.00 | $51,067 Land $23,085 Building $27,982 | $51,067 Land $23,085 Building $27,982 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 8 (2005–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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