6703 Cherry St, Panama City, FL 32404 Property Records

Bay County property record for 6703 Cherry St, Panama City, FL 32404

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba · 672 sqft · built 1987
Lot Size	0.757 acres (32,975 sqft)
Owner	Company Name on Record
Last Sale	$599,000 (Mar 2018)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06033-000-000`

Property Details

APN / Parcel Number

Primary APN	`06033-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft
1st Floor Area	672 sqft

Exterior

Year Built	Built 1987
Exterior Material	Metal
Lot Area	32,975 sqft (0.757 acres)
Lot Dimensions	100 ft deep x 330 ft wide
Porch	Porch
Porch Area	72 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	6703 CHERRY ST
City	PANAMA CITY
State	FL
Zip	32404-4710
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	CLWY18
Legal Description	7 4S 13W -7.1- 131C4 BEG 75' W OF SE COR OF SW1/4 OF SE1/4 OF SE1/4 OF SE1/4 TH
Legal Range	13W
Legal Township	04S
Legal Section	07
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3038
Census Tract	803

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	218 N KIMBREL AVE, PANAMA CITY, FL 32404-7564
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Feb 13, 2002 · Amount on Record
Deed Document Number	0039861388
Deed Book / Page	3986 / 1388
Last Transfer Date	Mar 7, 2018
Transfer Doc	0039861388
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 7, 2018
Property Address	6703 CHERRY ST, PANAMA CITY, FL 32404-4710
Document Number	0039861388
Book / Page	003986 / 001388
Instrument Date	Mar 2, 2018
Instrument	13355
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,193.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 DURANGO RD #513 DESTIN FL 325415085, 513, DESTIN, FL 32541-5085
Investor	Possibly a Property Investor

Mortgage

Document Number	39861393
Date	Mar 7, 2018
Book Page	003986/001393
Instrument	13357

Lender

Name	ABBOTT FAMILY PROPERTIES LLC
Address	7604 LILLY ST, PANAMA CITY, FL 32404-7717

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 6, 2025

Interest

Rate	6.25%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Callaway City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 (+18.06%)	$110,675 (+17.93%) Land $98,175 Building $12,500	$110,675 (+17.93%) Land $98,175 Building $12,500
2023	$1,279.00 (+19.87%)	$93,845 (+9.46%) Land $81,345 Building $12,500	$93,845 (+9.46%) Land $81,345 Building $12,500
2022	$1,067.00	$85,735 Land $75,735 Building $10,000	$85,735 Land $75,735 Building $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	8 (2005–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20