6701 Ruth Cir, Rowlett, TX 75089 Property Records

Dallas County property record for 6701 Ruth Cir, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,296 sqft · built 1991
Lot Size	0.216 acres (9,426 sqft)
Owner	2 Individual Names on File
Last Sale	$307,600 (Mar 2020)
Tax Bill	$8,271 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-02228-009-013-0000`

Property Details

APN / Parcel Number

Primary APN	`44-02228-009-013-0000`
Alternative APN	`440222800901300`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,296 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,426 sqft (0.216 acres)
Lot Dimensions	122 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440222800901300
Street Address	6701 RUTH CIR
City	ROWLETT
State	TX
Zip	75089-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z309
Legal Description	SPRINGFIELD SEC 4 BLK 9 LOT 13 INT202000078660 DD03132020 CO-DC 0222800901300 1CW02228009
Legal Subdivision	SPRINGFIELD SEC 4
Legal Tract	2228
Legal Block	9
Legal Lot Number	13
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2018
Census Tract	18156

Owner

6701 Ruth Cir is owned and occupied by two individuals who bought it in March 2020.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6701 RUTH CIR, ROWLETT, TX 75089-2927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 19, 2020	Vendor's Lien, Transfer · Conventional Mortgage CITIBANK NA
Jul 18, 2017	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2020 · Amount on File
Deed Sale	Mar 19, 2020 · Amount on File
Prior Sale	Nov 9, 2017
Deed Document Number	202078660
Prior Transfer Date	Jul 13, 2017
Prior Transfer Doc	0000200460
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	6701 RUTH CIR, ROWLETT, TX 75089-2927
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100311821
Date	Oct 20, 2021
Instrument	202100311821

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Mar 19, 2020
Property Address	6701 RUTH CIR, ROWLETT, TX 75089-2927
Document Number	202000078660
Map Reference	VOL 87040 PG 2438
Instrument Date	Mar 13, 2020
Instrument	202000078660
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6701 RUTH CIR, ROWLETT, TX 75089-2927
Investor	Possibly a Property Investor

Mortgage

Document Number	202000078661
Date	Mar 19, 2020
Instrument	202000078661

Lender

Name	CITIBANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS TX
Recording Date	Jul 18, 2017
Property Address	6701 RUTH CIR, ROWLETT, TX 75089-2927
Document Number	201700200460
Map Reference	VOL87040 PG2438
Instrument Date	Jul 13, 2017
Instrument	201700200460
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	FAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6701 RUTH CIR, ROWLETT, TX 75089-2927

Mortgage

Document Number	201700200461
Date	Jul 18, 2017
Instrument	201700200461

Lender

Name	SFMC LP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6701 Ruth Cir was $8,271 with exemptions applied, up 10.3% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,600 (-) Land $70,000 Building $343,600	$413,600 (-) Land $70,000 Building $343,600
2025	$8,271.00 (+10.34%) Homeowner's exemption	$413,600 Land $70,000 Building $343,600	$413,600 Land $70,000 Building $343,600
2024	$7,496.00 (+14.41%)
2023	$6,552.00 (-4.24%) Homeowner's exemption	$387,600 Land $70,000 Building $317,600	$387,600 Land $70,000 Building $317,600
2022	$6,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6701 Ruth Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6701 Ruth Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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