6613 Ruth Cir, Rowlett, TX 75089 Property Records

Dallas County property record for 6613 Ruth Cir, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,804 sqft · built 1991
Lot Size	0.194 acres (8,465 sqft)
Owner	Company Name on File
Last Sale	$175,400 (Nov 2019)
Tax Bill	$8,041 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-02228-009-015-0000`

Property Details

APN / Parcel Number

Primary APN	`44-02228-009-015-0000`
Alternative APN	`440222800901500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,804 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,465 sqft (0.194 acres)
Lot Dimensions	117 ft deep x 47 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440222800901500
Street Address	6613 RUTH CIR
City	ROWLETT
State	TX
Zip	75089-8296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z309
Legal Description	SPRINGFIELD SEC 4 BLK 9 LT 15 INT202100117212 DD04152021 CO-DC 0222800901500 1CW02228009
Legal Subdivision	SPRINGFIELD SEC 4
Legal Tract	2228
Legal Block	9
Legal Lot Number	15
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2018
Census Tract	18156

Owner

6613 Ruth Cir is owned by a company that bought it in November 2019.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Company Name on File
Mailing Address	5430 LYNDON B JOHNSON FWY, DALLAS, TX 75240-2601
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage ONETRUST HM LOANS
Nov 12, 2019	Vendor's Lien, Transfer · Commercial Mortgage GRAPELAND STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	Nov 6, 2019
Deed Document Number	2019304806
Prior Transfer Date	Feb 6, 2017
Prior Transfer Doc	0000344709
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	6613 RUTH CIR, ROWLETT, TX 75089-8296
Document Number	0000351411
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 RUTH CIR SEAGOVILLE TX 75159, SEAGOVILLE, TX 75159

Mortgage

Document Number	0000351411
Date	Dec 16, 2020
Instrument	351411

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Nov 12, 2019
Property Address	6613 RUTH CIR, ROWLETT, TX 75089-8296
Document Number	0000304806
Map Reference	VOL 87040 PG 2438
Instrument Date	Nov 4, 2019
Instrument	201900304806
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3102 MAPLE AVE STE 100, 3102, DALLAS, TX 75201-1352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12801 N CENTRAL EXPY STE 1675, 1675, DALLAS, TX 75243-1876

Mortgage

Document Number	0000304807
Date	Nov 12, 2019
Instrument	201900304807

Lender

Name	GRAPELAND STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6613 Ruth Cir was $8,041 with an additional exemption, down 2.2% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,000 (-) Land $70,000 Building $250,000	$320,000 (-) Land $70,000 Building $250,000
2025	$8,041.00 (-2.17%) Additional exemption filed	$320,000 Land $70,000 Building $250,000	$320,000 Land $70,000 Building $250,000
2024	$8,219.00 (+22.34%)
2023	$6,718.00 (-5.11%)	$291,000 Land $70,000 Building $221,000	$291,000 Land $70,000 Building $221,000
2022	$7,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6613 Ruth Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6613 Ruth Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

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