6700 Liberty St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6700 Liberty St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,937 sqft · built 2003
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,500 (May 2023)
Tax Bill	$3,557 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-05800-0100`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-05800-0100`
Alternative APN	`S262181920058000100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,937 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	1,937 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6700 LIBERTY ST
City	NAVARRE
State	FL
Zip	32566-8221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 10 BLK 58 AS DES IN OR 4395 PG 1732
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	58
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2019
Census Tract	10820

Owner

Source: Santa Rosa County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6700 LIBERTY ST, NAVARRE, FL 32566-8221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Jun 4, 2003 · Amount on Record
Deed Document Number	202321573
Deed Book / Page	4395 / 1732
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6700 LIBERTY ST, NAVARRE, FL 32566-8221
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 LIBERTY ST, NAVARRE, FL 32566-8221

Mortgage

Document Number	0044432006
Date	Oct 19, 2023
Book Page	4443/2006
Instrument	202347323

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	NAVARRE, FL 32566

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 16, 2023
Property Address	6700 LIBERTY ST, NAVARRE, FL 32566-8221
Document Number	0043951732
Book / Page	4395 / 1732
Map Reference	MB B PG 155
Instrument Date	May 16, 2023
Instrument	202321573
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,922.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 NW MAIN BLVD # BLVD1268, BLVD1268, LAKE CITY, FL 32056-7855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 LIBERTY ST, NAVARRE, FL 32566-8221

Mortgage

Document Number	0043951734
Date	May 16, 2023
Instrument	4395/1734

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 18, 2018
Property Address	6700 LIBERTY ST, NAVARRE, FL 32566-8221
Document Number	0037381414
Book / Page	003738 / 001414
Instrument Date	Jun 12, 2018
Instrument	25299
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6700 LIBERTY ST NAVARRE FL 325668221, NAVARRE, FL 32566-8221

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,557.00 (+3.52%) Homeowner's exemption	$333,522 (+2.9%)	$338,418 (+4.41%) Land $75,000 Building $263,418
2024	$3,436.00 (+1,909.36%) Homeowner's exemption	$324,122 (+91.55%) Land $75,000 Building $249,122	$324,122 (+8.12%) Land $75,000 Building $249,122
2023	$171.00 (+6.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$169,214 (+3%)	$299,770 (+9.09%) Land $65,000 Building $234,770
2022	$160.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$164,285	$274,795 Land $50,000 Building $224,795

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 215 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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