6693 Liberty St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6693 Liberty St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,782 sqft · built 2017
Lot Size	0.546 acres (23,784 sqft)
Owner	Individual Name on File
Last Sale	$338,600 (Jun 2017)
Tax Bill	$3,678 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-05400-0260`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-05400-0260`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,782 sqft Heated Area
Gross Area	3,818 sqft
1st Floor Area	3,266 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	23,784 sqft (0.546 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	262 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920054000260
Street Address	6693 LIBERTY ST
City	NAVARRE
State	FL
Zip	32566-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 26 BLK 54 AS DES IN OR 3637 PG 502
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	54
Legal Lot Number	26
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2034
Census Tract	10820

Owner

6693 Liberty St is owned and occupied by an individual who bought it in June 2017.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6693 LIBERTY ST, NAVARRE, FL 32566-8220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC
Nov 27, 2019	Deed of Trust, Mortgage · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC
Aug 13, 2021	Deed of Trust, Mortgage · VA Mortgage PACIFIC SUN MORTGAGE
Jun 28, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage SHELTER MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Prior Sale	Feb 2, 2016 · Amount on File
Deed Document Number	201726190
Deed Book / Page	3637 / 0502
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6693 LIBERTY ST, NAVARRE, FL 32566-8220
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6693 LIBERTY ST, NAVARRE, FL 32566-8220

Mortgage

Document Number	0040331954
Date	Nov 24, 2020
Book Page	4033/1954
Instrument	202063257

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6693 LIBERTY ST, NAVARRE, FL 32566-8220
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038940458
Date	Nov 27, 2019
Book Page	3894/0458
Instrument	201953686

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6693 LIBERTY ST, NAVARRE, FL 32566-8220
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6693 LIBERTY ST, NAVARRE, FL 32566-8220

Mortgage

Document Number	0041630437
Date	Aug 13, 2021
Book Page	4163/437
Instrument	202154561

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 28, 2017
Property Address	6693 LIBERTY ST, NAVARRE, FL 32566-8220
Document Number	0036370502
Book / Page	3637 / 0502
Map Reference	MB B PG155
Instrument Date	Jun 26, 2017
Instrument	201726190
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,370.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6693 LIBERTY ST, NAVARRE, FL 32566-8220

Mortgage

Document Number	0201726191
Date	Jun 28, 2017
Instrument	201726191

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,678.00 (+2.62%) Homeowner's exemption Disabled Person's exemption	$345,489 (+3.45%)	$488,799 (+2.86%) Land $75,000 Building $413,799
2023	$3,584.00 (+3.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$333,970 (+3.24%)	$475,218 (+8.85%) Land $65,000 Building $410,218
2022	$3,477.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$323,479	$436,574 Land $50,000 Building $386,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6693 Liberty St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 215 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6693 Liberty St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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