670 Hernando St, Fort Pierce, FL 34949 Property Records

St. Lucie County property record for 670 Hernando St, Fort Pierce, FL 34949

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 3,395 sqft · built 1949
Lot Size	0.159 acres (6,934 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Dec 2022)
Tax Bill	$15,029 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2401-503-0022-000-1`

Property Details

APN / Parcel Number

Primary APN	`2401-503-0022-000-1`
Alternative APN	`14935`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,395 sqft Finished Area
1st Floor Area	1,556 sqft
2nd Floor Area	1,556 sqft
Upper Floors Area	283 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1975
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,934 sqft (0.159 acres)
Porch	Open Porch
Porch Area	805 sqft
Patio Area	926 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	14935
Street Address	670 HERNANDO ST
City	FORT PIERCE
State	FL
Zip	34949-3268
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	HI MEDIUM
Legal Description	OCEAN VIEW S/D REVISED PLAT HOLLEY AND MORGAN`S S/D BLK 3 LOT 10
Legal Range	40E
Legal Township	35S
Legal Section	01
Legal Subdivision	OCEAN VIEW SUBDIVISION REPLAT HOLLEY
Legal Block	3
Legal Lot Number	10
Jurisdiction	ST LUCIE FL
Township / Civil Division	HUTCHINSON ISLAND
Census Block Group	4
Census Block	4006
Census Tract	381300

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7901 4TH ST N STE 300, 300, SAINT PETERSBURG, FL 33702-4399
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage ELS HOLDINGS LLC
Dec 19, 2022	Warranty Deed, Transfer · Seller Carry-Back MARK TITONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Jan 29, 2009 · Amount on Record
Deed Document Number	5133938
Deed Book / Page	4928 / 674
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	670 HERNANDO ST, FORT PIERCE, FL 34949-3268
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8181 NW 154TH ST 304, 304, MIAMI LAKES, FL 33016-5881

Mortgage

Document Number	0050742583
Date	Nov 27, 2023
Book Page	5074/2583
Instrument	5270633

Lender

Name	ELS HOLDINGS LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Dec 19, 2022
Property Address	670 HERNANDO ST, FORT PIERCE, FL 34949-3268
Document Number	0049280674
Book / Page	4928 / 674
Map Reference	MB 6 PG 61
Instrument Date	Dec 1, 2022
Instrument	5133938
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	NOT AVAILABLE, TERRA TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 TOBAGO TER, VERO BEACH, FL 32963-2536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 4TH ST N STE 300, 300, SAINT PETERSBURG, FL 33702-4399

Mortgage

Document Number	0004928676
Date	Dec 19, 2022
Instrument	4928/676

Lender

Name	MARK TITONE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Municipality	Fort Pierce City
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$675,400 (+11.2%)	$725,000 (+19.36%) Land $299,400 Building $425,600
2024	$15,029.00 (+0.14%)
2023	$15,008.00 (+93.45%)	$607,400 (+149.88%) Land $274,400 Building $333,000	$607,400 (+23.46%) Land $274,400 Building $333,000
2022	$7,758.00	$243,080	$492,000 Land $232,800 Building $259,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	316 units insured incl. 160 condo units
Nearby Flood Claims	387 (1979–2024)
Claims Outside the SFHA	23 of 387
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Frances, Sep 2004 · 330 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: FPUAnet Communications.

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