St. Lucie County property record for 655 Hernando St, Fort Pierce, FL 34949
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,298 sqft · built 1989 |
| Lot Size | 0.029 acres (1,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,800 (Dec 2022) |
| Tax Bill | $6,058 (2024) |
| Deeds & Mortgages | Dec 2022 Sale Jun 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 2401-503-0026-020-5 |
| Primary APN | 2401-503-0026-020-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,298 sqft Living Area |
| Gross Area | 2,570 sqft |
| Upper Floors Area | 947 sqft |
| Utility Area | 468 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 1,280 sqft (0.029 acres) |
| Garage Type | Attached |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 117 sqft |
| Deck Area | 91 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 140433 |
|---|---|
| Street Address | 655 HERNANDO ST |
| City | FORT PIERCE |
| State | FL |
| Zip | 34949-3246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HI MEDIUM |
| Legal Description | THAT PART OF OCEAN VIEW S/D REVISED PLAT HOLLEY AND MORGAN`S S/D BLK 4 N 1/2 OF LOT 7 AND ALL LOTS 8 AND 9 MPD IN OR 1131-1948 AND KNOWN AS SEAMIST TOWNHOME BLDG 1(MAP 24/01B) |
| Legal Range | 40E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | OCEAN VIEW SUBDIVISION REPLAT HOLLEY & M |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | HUTCHINSON ISLAND |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 381300 |
Source: St. Lucie County records · APN 2401-503-0026-020-5
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 655 HERNANDO ST, FORT PIERCE, FL 34949-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2022 · Amount on Record |
| Deed Sale | Dec 13, 2022 · Amount on Record |
| Prior Sale | Jun 26, 2018 · Amount on Record |
| Deed Document Number | 20225131940 |
| Deed Book / Page | 4926 / 395 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Dec 13, 2022 |
| Property Address | 655 HERNANDO ST, FORT PIERCE, FL 34949-3246 |
| Document Number | 0049260395 |
| Book / Page | 4926 / 395 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 5131940 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $124.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 HERNANDO ST, FORT PIERCE, FL 34949-3246 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 655 HERNANDO ST, FORT PIERCE, FL 34949-3246 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jun 26, 2018 |
| Property Address | 655 HERNANDO ST, FORT PIERCE, FL 34949-3246 |
| Document Number | 0041491214 |
| Book / Page | 4149 / 1214 |
| Map Reference | MB6 PG61 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 4451149 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,627.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4104 CREEKSIDE CIR, 4104, RUTHERFORDTON, NC 28139 |
| Name | Verified Name |
|---|---|
| Address | 655 HERNANDO ST, FORT PIERCE, FL 34949-3246 |
| Document Number | 0004451150 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 4451150 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: St. Lucie County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Municipality | Fort Pierce City |
| Unified School District | St. Lucie County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $293,800 (+1.17%) Building $293,800 | $293,800 (+1.17%) Building $293,800 | |
| 2024 | $6,058.00 (+0.4%) | ||
| 2023 | $6,034.00 (+10.98%) Additional exemption filed | $290,400 (+40.8%) Building $290,400 | $290,400 (+10.67%) Building $290,400 |
| 2022 | $5,437.00 | $206,250 | $262,400 Building $262,400 |
Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), as of October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121113813004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 316 units insured incl. 160 condo units |
| Nearby Flood Claims | 387 (1979–2024) |
| Claims Outside the SFHA | 23 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Fort Pierce Utilities Authority.
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL4560490, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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