669 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 669 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage2,334 sqft Heated Area
Lot Size8,930 sqft (0.205 acres)
OccupancyOwner Occupied
Last Sale$435,000 (2021)
Tax Bill$6,391.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area2,334 sqft Heated Area
Gross Area3,133 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,930 sqft (0.205 acres)
Driveway1 Driveway
Driveway Area460 sqft Driveway

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address669 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1513
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 7
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number7
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0070

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address669 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Jun 24, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Prior SaleSep 16, 2013 · Amount on Record
Deed Doc Number2021035022
Deed Book / Page2577 / 1043
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address669 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Transaction TypeMortgage
Record UpdatedSep 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 ELK RIVER DR, ORMOND BEACH, FL 32174-1513

Mortgage

Document Number0027181172
DateAug 30, 2022
Book Page2718/1172
Instrument2022043992
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 23, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJun 24, 2021
Property Address669 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number0025771043
Book / Page2577 / 1043
Map ReferenceMB 37 PG 1
Instrument DateJun 04, 2021
Instrument2021035022
Transaction TypeTransfer
Record UpdatedJul 09, 2021
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9 BURNHAM LN, 9, PALM COAST, FL 32137-9429

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 ELK RIVER DR, ORMOND BEACH, FL 32174-1513

Mortgage

Document Number25771046
DateJun 24, 2021
Instrument2577/1046
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,391.00 (-13.6%) Homeowner's exemption$494,717 (+12.1%) Land $72,500 Building $422,217$494,717 (+12.1%) Land $72,500 Building $422,217
2023$7,397.00 (+5.03%) Homeowner's exemption$441,321 (+2.66%) Land $72,500 Building $368,821$441,321 (+2.66%) Land $72,500 Building $368,821
2022$7,043.00 Homeowner's exemption$429,867 Land $72,500 Building $357,367$429,867 Land $72,500 Building $357,367

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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