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670 E Union St, Waterloo, IN 46793 Property Records

DeKalb County property record for 670 E Union St, Waterloo, IN 46793

Property Summary

Property TypeCommercial
Details4,335 sqft · built 1968
Lot Size10.8 acres (473,671 sqft)
OwnerCompany Name on File
Last Sale$1,543,800 (Jun 2019)
Tax Bill$8,978 (2025)
Deeds & MortgagesJan 2023 Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-06-03-178-002.000-008

Property Details

APN / Parcel Number

Primary APN17-06-03-178-002.000-008
Alternative APN
  • 310603178002

Interior

Plumbing Fixtures5 Plumbing Fixtures
Units120 Units
Stories2 Stories
Building Area4,335 sqft Total Area
1st Floor Area4,335 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area473,671 sqft (10.8 acres)
Garage TypeCarport
CarportCarport
Utility Building4,335 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number310603178002
Street Address670 E UNION ST
CityWATERLOO
StateIN
Zip46793-1002
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPT NW1/4 SECTION 3 TWP 34 RANGE 13 ACRES 10.8740
JurisdictionDE KALB IN
Township / Civil DivisionGRANT
Census Block Group2
Census Block2015
Census Tract20200

Owner

670 E Union St, a commercial property, is owned by a company that bought it in June 2019.

Source: DeKalb County records, as of October 13, 2026

Owner of RecordCompany Name on File
Mailing Address1 ENGLE ST, 201, ENGLEWOOD, NJ 07631-2927
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA
Feb 7, 2022Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA
Jun 1, 2021Special Warranty Deed, Transfer
Jun 20, 2019Warranty Deed, Transfer · Line of Credit
CARTER BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2019 · Amount on File
Deed SaleJun 20, 2019 · Amount on File
Deed Document Number20192755
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address670 E UNION ST, WATERLOO, IN 46793-1002
Transaction TypeMortgage
Record UpdatedNov 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202300132
DateJan 11, 2023
Instrument202300132
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressNEW YORK, NY 10179
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term37 Months
DueFeb 9, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address670 E UNION ST, WATERLOO, IN 46793-1002
Transaction TypeMortgage
Record UpdatedNov 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202200778
DateFeb 7, 2022
Instrument202200778
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressNEW YORK, NY 10179
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term48 Months
DueFeb 9, 2026

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDE KALB IN
Recording DateJun 1, 2021
Property Address670 E UNION ST, WATERLOO, IN 46793-1002
Document Number0202103985
Instrument DateMay 28, 2021
Instrument202103985
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 ENGLE ST STE 201, 201, ENGLEWOOD, NJ 07631-2927

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateJun 20, 2019
Property Address670 E UNION ST, WATERLOO, IN 46793-1002
Document Number0201902755
Instrument DateMay 31, 2019
Instrument201902755
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 BELLEVILLE ST, RICHMOND, VA 23230-4629

Mortgage

Document Number0201902756
DateJun 20, 2019
Instrument201902756
Lender
NameCARTER BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term35 Months
DueMay 23, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 670 E Union St was $8,978, up 2.4% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionGrant Township
MunicipalityWaterloo Town
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,978.00 (+2.44%)$440,900 (+2.32%) Land $214,300 Building $226,600$440,900 (+2.32%) Land $214,300 Building $226,600
2024$8,764.00 (+1.55%)$430,900 (+1.46%) Land $214,300 Building $216,600$430,900 (+1.46%) Land $214,300 Building $216,600
2023$8,630.00 (+0.54%)$424,700 (+0.5%) Land $214,300 Building $210,400$424,700 (+0.5%) Land $214,300 Building $210,400
2022$8,584.00$422,600 Land $214,300 Building $208,300$422,600 Land $214,300 Building $208,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 670 E Union St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 670 E Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 2,242 people · EPA ID IN5217007
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

May also be available: Frontier, Lakeland Internet, MetaLINK Technologies, Surf Internet, Verizon.

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