105 E Union St, Waterloo, IN 46793 Property Records

DeKalb County property record for 105 E Union St, Waterloo, IN 46793 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail > Convenience Store (7-11)
Year BuiltBuilt 1970
Square Footage2,259 sqft Total Area
Lot Size7,144 sqft (0.164 acres)
Last Sale$937,500 (2026)
Tax Bill$9,848.00 (2025)

Owner

Source: DeKalb County records · APN 17-06-03-328-001.000-008

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address105 E UNION ST, WATERLOO, IN 46793-9344
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Deed of Trust, Mortgage · Stand Alone First Mortgage
NATIONAL OIL & GAS INC
Jan 02, 2026Warranty Deed, Transfer · Stand Alone First Mortgage
NATIONAL OIL & GAS INC
Feb 13, 2020Warranty Deed, Transfer
NATIONAL OIL & GAS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 02, 2026 · Amount on Record
Deed SaleJan 02, 2026 · Amount on Record
Prior SaleFeb 13, 2024 · Amount on Record
Deed Doc Number202616
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IN
Property Address105 E UNION ST, WATERLOO, IN 46793-9344
Transaction TypeMortgage
Record UpdatedJan 15, 2026
Title CompanyMETROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E UNION ST, WATERLOO, IN 46793-9344

Mortgage

Document Number0202400779
DateFeb 13, 2024
Instrument202400779
Lender
NameNATIONAL OIL & GAS INC
TypeNon-Lending Institution
Address2829 E STATE ROAD 124, BLUFFTON, IN 46714
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 20, 2039

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateJan 02, 2026
Property Address105 E UNION ST, WATERLOO, IN 46793-9344
Document Number0202600016
Map ReferenceMB THREE 3 PG TWENTY
Instrument DateJan 02, 2026
Instrument202600016
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 E UNION ST, WATERLOO, IN 46793-9344

Mortgage

Document Number0202600018
DateJan 02, 2026
Instrument202600018
Lender
NameNATIONAL OIL & GAS INC
TypeNon-Lending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term238 Months
DueNov 20, 2045

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateFeb 13, 2020
Property Address105 E UNION ST, WATERLOO, IN 46793-9344
Document Number0202000864
Map ReferenceMB 3 PG 22
Instrument DateJan 30, 2020
Instrument202000864
Transaction TypeTransfer
Record UpdatedAug 08, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 BRIANWOOD LANE, BRYAN, OH 43506-3519

Mortgage

Document Number0202000866
DateFeb 13, 2020
Instrument202000866
Lender
NameNATIONAL OIL & GAS INC
TypeNon-Lending Institution
AddressBLUFFTON, IN 46714
Agreement
AmountAmount Recorded
Term120 Months
DueFeb 20, 2030

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionGrant Township
MunicipalityWaterloo Town
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,848.00 (+32.37%)$327,900 (+38.94%) Land $76,100 Building $251,800$327,900 (+38.94%) Land $76,100 Building $251,800
2024$7,440.00 (+6.99%)$236,000 (+1.9%) Land $76,100 Building $159,900$236,000 (+1.9%) Land $76,100 Building $159,900
2023$6,954.00 (-22.75%)$231,600 (-18.91%) Land $76,100 Building $155,500$231,600 (-18.91%) Land $76,100 Building $155,500
2022$9,002.00$285,600 Land $133,200 Building $152,400$285,600 Land $133,200 Building $152,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (18033C), updated July 27, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN17-06-03-328-001.000-008
Alternative APN
  • 310603328001

Interior

Plumbing Fixtures5 Plumbing Fixtures
Building Area2,259 sqft Total Area
1st Floor2,259 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood Construction
Fire Resistance ClassBuildings having wood or wood and steel frames.
Lot Area7,144 sqft (0.164 acres)
Depth X Width132 ft x 54 ft Depth x Width

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number310603328001
Street Address105 E UNION ST
CityWATERLOO
StateIN
Zip46793-9344
Property UsageCommercial Property Usage
TypeCommercial > Retail > Convenience Store (7-11)
Legal DescriptionFROTHINGHAM & HORNBERGERS ADD EX SM TR NW CORNER LOT 36
Legal SubdivisionFROTHINGHAM & HORNBERGER S
Legal Lot Number36
JurisdictionDE KALB IN
Minor Civil DivisionGRANT
Census Blockgroup2
Census Block2025
Census Tract20200

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