670 E Joseph Way, Gilbert, AZ 85295 Property Records

Maricopa County property record for 670 E Joseph Way, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,242 sqft · built 2004
Lot Size	0.297 acres (12,915 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jun 2015)
Tax Bill	$3,680 (2025)
Deeds & Mortgages	Jun 2023 Sale Jan 2018 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-29-070`

Property Details

APN / Parcel Number

Primary APN	`309-29-070`
Alternative APN	`309290701`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,242 sqft Living Area
Gross Area	3,502 sqft
1st Floor Area	3,242 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	12,915 sqft (0.297 acres)
Parking Spaces	3 Parking Spaces
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	670 E JOSEPH WAY
City	GILBERT
State	AZ
Zip	85295-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	VINTAGE RANCH MCR 571-24
Legal Range	6E
Legal Township	1S
Legal Section	31
Legal Subdivision	VINTAGE RANCH
Legal Lot Number	70
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2000
Census Tract	815300

Owner

670 E Joseph Way is owned and occupied by two individuals who acquired it in June 2023.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	670 E JOSEPH WAY, GILBERT, AZ 85295-2065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Beneficiary Deed, Transfer
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Nov 5, 2018	Loan Modification, Mortgage · Line of Credit MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2015 · Amount on File
Deed Sale	Jun 19, 2015 · Amount on File
Prior Sale	Mar 11, 2009 · Amount on File
Deed Document Number	2015440554
Last Transfer Date	Jun 21, 2023
Transfer Doc	0000324083
Record Updated	Sep 20, 2026

June 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 22, 2023
Property Address	670 E JOSEPH WAY, GILBERT, AZ 85295-2065
Document Number	0000324083
Map Reference	MB 571 PG 24
Instrument Date	Jun 21, 2023
Instrument	20230324083
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	670 E JOSEPH WAY, GILBERT, AZ 85295-2065

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	670 E JOSEPH WAY, GILBERT, AZ 85295-2065
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038074
Date	Jan 17, 2018
Instrument	2018-0038074

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jan 10, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	670 E JOSEPH WAY, GILBERT, AZ 85295-2065
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 E JOSEPH WAY, GILBERT, AZ 85295-2065

Mortgage

Document Number	0001201723
Date	Dec 7, 2020
Instrument	20201201723

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	670 E JOSEPH WAY, GILBERT, AZ 85295-2065
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001230738
Date	Nov 17, 2021
Instrument	20211230738

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	670 E JOSEPH WAY, GILBERT, AZ 85295-2065
Document Number	0000839535
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 E JOSEPH WAY GILBERT AZ 852952065, GILBERT, AZ 85295-2065

Mortgage

Document Number	0000839535
Date	Nov 13, 2018
Instrument	839535

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 670 E Joseph Way was $3,680.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,170 (+52.42%)	$711,700 (+6.54%) Land $142,300 Building $569,400
2025	$3,680.00	$46,692 (-35.85%)	$668,000 (-8.22%) Land $133,600 Building $534,400
2024		$72,780 (+19.55%)	$727,800 (+19.55%) Land $145,500 Building $582,300
2023	$3,544.00 (+3.38%)	$60,880 Land $12,170 Building $48,710	$608,800 Land $121,700 Building $487,100
2022	$3,428.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 670 E Joseph Way in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 670 E Joseph Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
WeLink Communications Fixed Wireless	700 / 700
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, Verizon.

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