Maricopa County property record for 1068 E Joseph Way, Gilbert, AZ 85295 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,382 sqft · built 2004 |
| Lot Size | 0.257 acres (11,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,610 (Oct 2004) |
| Tax Bill | $3,006 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-45-234 |
| Primary APN | 304-45-234 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,382 sqft Living Area |
| Gross Area | 2,542 sqft |
| 1st Floor Area | 2,382 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 11,204 sqft (0.257 acres) |
| View / Lot | Greenbelt |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 385 sqft |
| Patio Area | 160 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1068 E JOSEPH WAY |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPECTRUM AT VAL VISTA PARCEL 18 MCR 573-41 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 32 |
| Legal Subdivision | SPECTRUM AT VAL VISTA PARCEL 18 |
| Legal Lot Number | 20 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 815402 |
Source: Maricopa County records · APN 304-45-234
Assessment roll updated October 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1068 E JOSEPH WAY, GILBERT, AZ 85295-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 12, 2025 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Dec 26, 2019 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Nov 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2004 · Amount on Record |
| Deed Sale | Oct 05, 2004 · Amount on Record |
| Deed Document Number | 20041168036 |
| Last Transfer Date | Nov 16, 2021 |
| Transfer Doc | 0001252668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1068 E JOSEPH WAY, GILBERT, AZ 85295-1704 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1068 E JOSEPH WAY, GILBERT, AZ 85295-1704 |
| Document Number | 0000463705 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 20220463705 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.83% |
| Type Change Date | Dec 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 3.83% |
| Index | Other |
| Max Rate | 6.83% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1068 E JOSEPH WAY, GILBERT, AZ 85295-1704 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1068 E JOSEPH WAY, GILBERT, AZ 85295-1704 |
| Document Number | 0000075285 |
|---|---|
| Date | Feb 12, 2025 |
| Instrument | 20250075285 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1068 E JOSEPH WAY, GILBERT, AZ 85295-1704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001046083 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 20191046083 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 23, 2021 |
| Property Address | 1068 E JOSEPH WAY, GILBERT, AZ 85295-1704 |
| Document Number | 0001252668 |
| Map Reference | MB 573 PG 41 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 20211252668 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Title Company | EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1068 E JOSEPH WAY, GILBERT, AZ 85295-1704 |
| Document Number | 0001252669 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 20211252669 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.83% |
| Type Change Date | Dec 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 3.83% |
| Index | Other |
| Max Rate | 6.83% |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,860 (+61.02%) | $628,600 (+7.23%) Land $125,700 Building $502,900 | |
| 2025 | $3,006.00 (+3.44%) | $39,039 (-38.29%) | $586,200 (-7.33%) Land $117,200 Building $469,000 |
| 2024 | $63,260 | $632,600 Land $126,500 Building $506,100 | |
| 2023 | $2,906.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138154023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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