670 E Hartford St, Hernando, FL 34442 Property Records

Citrus County property record for 670 E Hartford St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,757 sqft · built 1991
Lot Size	0.501 acres (21,825 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Sep 2020)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	Nov 2020 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00280-0170`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00280-0170`
Alternative APNs	`1818S19E0110002800170` `2295228`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	2,835 sqft
1st Floor Area	1,757 sqft
Flooring	Wood

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,825 sqft (0.501 acres)
Lot Dimensions	145 ft deep x 150 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	8 Parking Spaces
Pool Area	392 sqft
Porch	Finished/Screened Porch
Porch Area	694 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2295228
Street Address	670 E HARTFORD ST
City	HERNANDO
State	FL
Zip	34442-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 N1/2 OF LT 17 BLK 28
Legal Range	19E
Legal Township	18S
Legal Section	30
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	28
Legal Lot Number	17
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3009
Census Tract	450703

Owner

670 E Hartford St is owned and occupied by two individuals who acquired it in November 2020.

Source: Citrus County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	670 E HARTFORD ST, HERNANDO, FL 34442-8220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 8, 2020	Intrafamily Transfer, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Jan 1, 1993 · Amount on File
Deed Document Number	202047183
Deed Book / Page	3089 / 1163
Last Transfer Date	Nov 25, 2020
Transfer Doc	0031112338
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 25, 2020
Property Address	670 E HARTFORD ST, HERNANDO, FL 34442-8220
Document Number	0031112338
Book / Page	003111 / 002338
Instrument Date	Nov 25, 2020
Instrument	64631
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	670 E HARTFORD ST HERNANDO FL 344428220, HERNANDO, FL 34442-8220

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Sep 8, 2020
Property Address	670 E HARTFORD ST, HERNANDO, FL 34442-8220
Document Number	0030891163
Book / Page	3089 / 1163
Map Reference	MB 9 PG 73-83
Instrument Date	Aug 21, 2020
Instrument	2020047183
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	AMERICAN HOME TTL OF LAND O

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 E HARTFORD ST, HERNANDO, FL 34442-8220

Mortgage

Document Number	30891168
Date	Sep 8, 2020
Instrument	3089/1168

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 670 E Hartford St was $1,824 with exemptions applied, up 6% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,824.00 (+6.05%) Homeowner's exemption Widower's exemption	$155,235 (-46.3%)	$279,328 (-3.37%) Land $35,000 Building $244,328
2024	$1,720.00 (+2.99%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$289,084 (+8.05%) Land $33,500 Building $255,584	$289,084 (+8.05%) Land $33,500 Building $255,584
2023	$1,670.00 (+2.77%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$267,553 (+15.01%) Land $30,500 Building $237,053	$267,553 (+15.01%) Land $30,500 Building $237,053
2022	$1,625.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$232,641 Land $29,000 Building $203,641	$232,641 Land $29,000 Building $203,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 670 E Hartford St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 670 E Hartford St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Hartford St

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