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640 E Hartford St, Hernando, FL 34442 Property Records

Citrus County property record for 640 E Hartford St, Hernando, FL 34442 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,754 sqft · built 1988
Lot Size0.501 acres (21,825 sqft)
Owner2 Individual Names on File
Last Sale$306,000 (Mar 2022)
Tax Bill$3,306 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00280-0150

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00280-0150
Alternative APNs
  • 1818S19E0110002800150
  • 2295201

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,754 sqft Living Area
Gross Area2,484 sqft
1st Floor Area1,754 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1993
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area21,825 sqft (0.501 acres)
Lot Dimensions145 ft deep x 150 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area520 sqft
Parking Spaces7 Parking Spaces
Pool Area280 sqft
PorchFinished/Screened Porch
Porch Area314 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2295201
Street Address640 E HARTFORD ST
CityHERNANDO
StateFL
Zip34442-8220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 N1/2 OF LT 15 BLK 28
Legal Range19E
Legal Township18S
Legal Section30
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block28
Legal Lot Number15
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group3
Census Block3009
Census Tract450703

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00280-0150

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address640 E HARTFORD ST, HERNANDO, FL 34442-8220
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2022 · Amount on Record
Deed SaleMar 14, 2022 · Amount on Record
Prior SaleJun 09, 2005 · Amount on Record
Deed Document Number202217993
Deed Book / Page3262 / 2377
Prior Transfer DateApr 16, 2012
Prior Transfer Doc0024770732
Record UpdatedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 14, 2022
Property Address640 E HARTFORD ST, HERNANDO, FL 34442-8220
Document Number0032622377
Book / Page3262 / 2377
Map ReferenceMB 9 PG 73-83
Instrument DateFeb 25, 2022
Instrument2022017993
Transaction TypeTransfer
Record UpdatedApr 04, 2022
Title CompanyMANATEE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,142.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7452 SPRING VILLAGE DR APT 321, 7452, SPRINGFIELD, VA 22150-4950

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5674 ELMHURST CIR APT 202, 202, OVIEDO, FL 32765-4122

Mortgage

Document Number0032622379
DateMar 14, 2022
Instrument3262/2379
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,306.00 (-2.65%) Homeowner's exemption$250,207 (-3.35%) Land $35,000 Building $215,207$250,207 (-3.35%) Land $35,000 Building $215,207
2024$3,396.00 (-16.64%) Homeowner's exemption Additional exemption filed$258,885 (-0.84%) Land $33,500 Building $225,385$258,885 (-0.84%) Land $33,500 Building $225,385
2023$4,074.00 (+34.15%) Additional exemption filed$261,083 (+20.3%) Land $30,500 Building $230,583$261,083 (+20.3%) Land $30,500 Building $230,583
2022$3,037.00$217,031 Land $29,000 Building $188,031$217,031 Land $29,000 Building $188,031

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
above 6% of the US · above 5% of Florida
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 111 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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