670 Central St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 670 Central St, Franklin, NH 03235

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 2 ba · 2,975 sqft · built 1930
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Oct 2019)
Tax Bill	$5,250 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:134 B:066 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:134 B:066 L`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,975 sqft Living Area
Gross Area	4,190 sqft
1st Floor Area	2,492 sqft
Basement Area	1,246 sqft
Unfinished Basement	1,246 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	670 CENTRAL ST
City	FRANKLIN
State	NH
Zip	03235-2010
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3W&S
Legal Block	66
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3026
Census Tract	43002

Owner

670 Central St, a residential property, is owned by an individual who bought it in October 2019.

Source: Merrimack County and Franklin City records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	134 PROSPECT ST, FRANKLIN, NH 03235-1752
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Apr 1, 2005 · Amount on File
Deed Document Number	201918363
Deed Book / Page	3649 / 1624
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Oct 4, 2019
Property Address	670 CENTRAL ST, FRANKLIN, NH 03235-2010
Document Number	0036491624
Book / Page	003649 / 001624
Instrument Date	Oct 4, 2019
Instrument	18363
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,895.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 POPLAR ST DANVERS MA 019232426, DANVERS, MA 01923-2426

Mortgage

Document Number	36491626
Date	Oct 4, 2019
Book Page	003649/001626
Instrument	18364

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 670 Central St was $5,250.

Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,250.00	$297,800 Land $74,500 Building $223,300
2022	$5,490.00	$225,100 Land $61,000 Building $164,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 670 Central St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 670 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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