663 Central St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 663 Central St, Franklin, NH 03235

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 3 ba · 5,405 sqft · built 1948
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$197,533 (Jul 2018)
Tax Bill	$6,262 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:134 B:256 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:134 B:256 L`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	5,405 sqft Living Area
Gross Area	7,308 sqft
1st Floor Area	4,833 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Other
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	663 CENTRAL ST
City	FRANKLIN
State	NH
Zip	03235-2051
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3W&S
Legal Block	256
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3004
Census Tract	43001

Owner

663 Central St, a residential property, is owned by two individuals who bought it in July 2018.

Source: Merrimack County and Franklin City records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 SETTLEMENT LN, MILFORD, NH 03055-3569
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR MTG
Aug 17, 2018	Warranty Deed, Transfer
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	May 9, 1974 · Amount on File
Deed Document Number	201813384
Deed Book / Page	3602 / 2531
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	663 CENTRAL ST, FRANKLIN, NH 03235-2051
Document Number	0037060012
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 CENTRAL ST FRANKLIN NH 032352051, FRANKLIN, NH 03235-2051

Mortgage

Document Number	0037060012
Date	Nov 5, 2020
Book Page	003706/000012
Instrument	24984

Lender

Name	WASHINGTON TR MTG
Type	Mortgage Company
Address	WESTERLY, RI 02891

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 4, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Aug 17, 2018
Property Address	663 CENTRAL ST, FRANKLIN, NH 03235-2051
Document Number	0036042796
Book / Page	003604 / 002796
Instrument Date	Aug 8, 2018
Instrument	14738
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63 CENTRAL ST FRANKLIN NH 03235, FRANKLIN, NH 03235

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Jul 31, 2018
Property Address	663 CENTRAL ST, FRANKLIN, NH 03235-2051
Document Number	0036022531
Book / Page	003602 / 002531
Instrument Date	Jul 27, 2018
Instrument	13384
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,963.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 MONZA RD NASHUA NH 030641174, NASHUA, NH 03064-1174

Mortgage

Document Number	36022533
Date	Jul 31, 2018
Book Page	003602/002533
Instrument	13385

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 663 Central St was $6,262.

Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,262.00	$355,200 Land $65,700 Building $289,500
2022	$4,693.00	$192,400 Land $53,600 Building $138,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 663 Central St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 663 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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