670 CCC Trl, Morehead, KY 40351 Property Records

Rowan County property record for 670 CCC Trl, Morehead, KY 40351

Property Summary

Property Type	Rural Home
Details	4 bd · 1,394 sqft · built 1927
Lot Size	37 acres (1,611,720 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2017)
Tax Bill	$689 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`144-00 00 042.00`

Property Details

APN / Parcel Number

Primary APN	`144-00 00 042.00`
Alternative APNs	`8363` `8397` `8843`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	1,394 sqft Living Area

Exterior

Year Built	Built 1927
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Material	Metal
Lot Area	1,611,720 sqft (37 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	8843
Street Address	670 CCC TRL
City	MOREHEAD
State	KY
Zip	40351-8525
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	H & 36 A+- CCC TRAIL
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2000
Census Tract	950400

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	550 CCC TRL, MOREHEAD, KY 40351-8525
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK
Sep 27, 2017	Survivorship Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	406691
Deed Book / Page	D265 / 450
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	670 CCC TRL, MOREHEAD, KY 40351-8525
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	670 CCC TRL, MOREHEAD, KY 40351-8525

Mortgage

Document Number	00A464/834
Date	Nov 13, 2023
Book Page	A464/834
Instrument	2026338

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	WEST LIBERTY, KY 41472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Dec 8, 2028

September 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ROWAN KY
Recording Date	Sep 27, 2017
Property Address	670 CCC TRL, MOREHEAD, KY 40351-8525
Document Number	00D265/450
Book / Page	D265 / 450
Instrument Date	Sep 5, 2017
Instrument	406691
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 CCC TRL, 600, MOREHEAD, KY 40351-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	30 BUCKHORN DR, MOREHEAD, KY 40351-7561

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 (+17.58%)	$82,338 (+19.61%) Land $72,338 Building $10,000	$145,000 (+41.74%) Land $80,000 Building $65,000
2023	$586.00	$68,838 Land $58,838 Building $10,000	$102,300 Land $40,800 Building $61,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2010–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 74% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Spectrum.

Cell Coverage

5G (outdoors only)

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