550 CCC Trl, Morehead, KY 40351 Property Records

Rowan County property record for 550 CCC Trl, Morehead, KY 40351 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	1,536 sqft Living Area
Lot Size	2,090,880 sqft (48 acres)
Occupancy	Owner Occupied
Last Sale	$177,500 (2020)
Tax Bill	$326.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`144-00 00 041.00`
Alternative APNs	`3608` `3635` `3823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1986
Exterior Material	Other Exterior
Foundation Type	Block Foundation
Roof Material	Composition Shingle Roof
Lot Area	2,090,880 sqft (48 acres)
Garage Type	Detached Garage

Utilities and HVAC

Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	3823
Street Address	550 CCC TRL
City	MOREHEAD
State	KY
Zip	40351-8525
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	HSE & 48 A+- CHRISTY CREEK
Jurisdiction	ROWAN KY
Minor Civil Division	MOREHEAD
Census Blockgroup	2
Census Block	2000
Census Tract	950400

Owner

Source: Rowan County records · APN 144-00 00 041.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	550 CCC TRL, MOREHEAD, KY 40351-8525
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2020 · Amount on Record
Deed Sale	Aug 05, 2020 · Amount on Record
Deed Doc Number	2005771
Deed Book / Page	D276 / 276
Record Refreshed	Jun 08, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 05, 2020
Property Address	550 CCC TRL, MOREHEAD, KY 40351-8525
Document Number	00D276/276
Book / Page	D276 / 276
Instrument Date	Jul 31, 2020
Instrument	2005771
Transaction Type	Transfer
Record Updated	Jan 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$177.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 CCC TRL, 550, MOREHEAD, KY 40351-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7985 KELLOGG HILL RD, SOUTH DAYTON, NY 14138-9730

Mortgage

Document Number	0002005772
Date	Aug 05, 2020
Instrument	2005772

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.79%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Aug 01, 2027
Change Frequency	Annually
Min Rate At Change	2.79%
Max Rate At Change	4.79%
Index	1-Year CMT
Margin	2
Max Rate	8.79%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$326.00 (+9.03%) Disabled Person's exemption	$88,000 (+8.06%) Land $86,000 Building $2,000	$184,060 (+3.7%) Land $114,060 Building $70,000
2023	$299.00 Disabled Person's exemption	$81,440 Land $79,440 Building $2,000	$177,500 Land $114,060 Building $63,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 74% of Kentucky
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.