67 Cheraw Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 67 Cheraw Ln, Flat Rock, NC 28731

Property Summary

Property Type	Manufactured or Modular Home
Details	3 ba · 2,998 sqft · built 2006
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jul 2023)
Tax Bill	$2,670 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9589903619`

Property Details

APN / Parcel Number

Primary APN	`9589903619`
Alternative APN	`1000545`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,998 sqft Heated Area
1st Floor Area	1,844 sqft
Attic	Attic
Attic Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	29,621 sqft (0.68 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1000545
Street Address	67 CHERAW LN
City	FLAT ROCK
State	NC
Zip	28731-7807
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	1000545~R2
Legal Description	CHERAW LO7 PL2005-5477
Legal Subdivision	CHERAW ESTATES
Legal Block	90
Legal Lot Number	3619
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2034
Census Tract	930302

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	67 CHERAW LN, FLAT ROCK, NC 28731-7807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 21, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jul 17, 2006 · Amount on Record
Deed Document Number	20231000843
Deed Book / Page	4066 / 221
Last Transfer Date	Nov 10, 2025
Transfer Doc	0043640588
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Nov 17, 2025
Property Address	67 CHERAW LN, FLAT ROCK, NC 28731-7807
Document Number	0043640588
Book / Page	4364 / 588
Map Reference	SL 5477
Instrument Date	Nov 10, 2025
Instrument	1001040376
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 CHERAW LN, FLAT ROCK, NC 28731-7807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 CHERAW LN, FLAT ROCK, NC 28731-7807

Mortgage

Document Number	1001040377
Date	Nov 17, 2025
Instrument	1001040377

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2052

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 18, 2023
Property Address	67 CHERAW LN, FLAT ROCK, NC 28731-7807
Document Number	0040660221
Book / Page	4066 / 221
Map Reference	SL 5477
Instrument Date	Jul 12, 2023
Instrument	1001000843
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5116 MARK DR NE, HICKORY, NC 28601-9727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 CHERAW LN, FLAT ROCK, NC 28731-7807

Mortgage

Document Number	0040660224
Date	Jul 18, 2023
Book Page	4066/224
Instrument	1001000844

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	67 CHERAW LN, FLAT ROCK, NC 28731-7807
Document Number	0034550439
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	67 CHERAW LN FLAT ROCK NC 287317807, FLAT ROCK, NC 28731-7807

Mortgage

Document Number	0034550439
Date	Feb 26, 2020
Book Page	003455/000439
Instrument	920416

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,700 (-) Land $37,300 Building $430,400
2025	$2,670.00	$467,700 (+35.88%) Land $37,300 Building $430,400
2024	$2,670.00
2023		$344,200 Land $37,300 Building $306,900	$467,700 Land $37,300 Building $430,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLETCHER ACADEMY INC private · serves 790 people · EPA ID NC0145113
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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