112 Cheraw Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 112 Cheraw Ln, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,190 sqft · built 2019
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Feb 2020)
Tax Bill	$2,571 (2025)
Deeds & Mortgages	Oct 2022 Sale Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9589905884`

Property Details

APN / Parcel Number

Primary APN	`9589905884`
Alternative APN	`1000541`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,190 sqft Heated Area
1st Floor Area	2,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	23,522 sqft (0.54 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1000541
Street Address	112 CHERAW LN
City	FLAT ROCK
State	NC
Zip	28731-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1000541~R2
Legal Description	CHERAW LO3 PL2005-5477
Legal Subdivision	CHERAW (5477)
Legal Block	90
Legal Lot Number	5884
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2034
Census Tract	930302

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 CHERAW LN, FLAT ROCK, NC 28731-7808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Warranty Deed, Transfer
Feb 13, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Nov 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Book / Page	3450 / 553
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 25, 2022
Property Address	112 CHERAW LN, FLAT ROCK, NC 28731-7808
Document Number	0039780065
Book / Page	3978 / 65
Map Reference	CAB B SL 141A
Instrument Date	Oct 25, 2022
Instrument	988590
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 HAZELTON DR, 129, HENDERSONVILLE, NC 28739-5523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 HAZELTON DR, HENDERSONVILLE, NC 28739-5523

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 13, 2020
Property Address	112 CHERAW LN, FLAT ROCK, NC 28731-7808
Document Number	0034500553
Book / Page	003450 / 000553
Instrument Date	Feb 12, 2020
Instrument	919770
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$810.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CHERAW LN FLAT ROCK NC 28731, FLAT ROCK, NC 28731

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 15, 2019
Property Address	112 CHERAW LN, FLAT ROCK, NC 28731-7808
Document Number	0034140477
Book / Page	3414 / 477
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 WILDBRIAR RD, FLETCHER, NC 28732-7792

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,400 (-) Land $34,000 Building $416,400
2025	$2,571.00
2023		$450,400 Land $34,000 Building $416,400	$450,400 Land $34,000 Building $416,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLETCHER ACADEMY INC private · serves 790 people · EPA ID NC0145113
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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