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6690 Kruger Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 6690 Kruger Rd, Three Oaks, MI 49128

Property Summary

Property TypeSingle Family Home
Details1 ba · 884 sqft · built 1955
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$288,000 (Jan 2026)
Tax Bill$1,082 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Dec 2014 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-0003-0021-03-0

Property Details

APN / Parcel Number

Primary APN20-0003-0021-03-0
Alternative APN
  • 11-20-0003-0021-03-0

Interior

Full Baths1 Bath
Stories1 Story
Building Area884 sqft Living Area
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address6690 KRUGER RD
CityTHREE OAKS
StateMI
Zip49128-9544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 1204.5'W OF NE COR OF SEC 3 T8S R20W TH W 66'TH S 660'TH E 66'TH N 660'TO POB
Legal Range20W
Legal Township08S
Legal Section03
JurisdictionBERRIEN MI
Township / Civil DivisionTHREE OAKS
Census Block Group1
Census Block1024
Census Tract11400

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address15048 W OCONNELL DR, HOMER GLEN, IL 60491-9783
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Line of Credit
HORIZON BANK
Dec 3, 2014Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD MORTGAGE MICHIGAN LLC
Jan 22, 2026Warranty Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Prior SaleApr 29, 2016 · Amount on Record
Deed Document Number2026450381
Deed Book / Page3468 / 3689
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address6690 KRUGER RD, THREE OAKS, MI 49128-9544
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03333/1864
DateJun 28, 2021
Book Page3333/1864
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 10, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address6690 KRUGER RD, THREE OAKS, MI 49128-9544
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyMTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03088/3232
DateDec 3, 2014
Book Page3088/3232
Lender
NameFIFTH THIRD MORTGAGE MICHIGAN LLC
TypeMortgage Company
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term217 Months
DueJan 1, 2033

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJan 22, 2026
Property Address6690 KRUGER RD, THREE OAKS, MI 49128-9544
Document Number03468/3689
Book / Page3468 / 3689
Instrument DateDec 18, 2025
Instrument2026450381
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyUNKNOWN, ELEVATE TITLE AGCY OF MI LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,160.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15655 LOCKE RD, UNION PIER, MI 49129-9387

Transferred To (Grantee/Buyer)

NameVerified Name
Address15048 W OCONNELL DR, LOCKPORT, IL 60491-9783

Mortgage

Document Number0003469724
DateJan 22, 2026
Instrument3469/724
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionThree Oaks Township
Unified School DistrictRiver Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,400 (+44.62%)$252,800 (+44.62%)
2025$1,082.00 (-3.39%) Homeowner's exemption$87,400 (+32.22%)$174,800 (+32.22%)
2024$1,120.00 (+10.13%)
2023$66,100$132,200
2022$1,017.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Mercury Broadband
Fixed Wireless		150 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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