Berrien County property record for 6678 Kruger Rd, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,044 sqft · built 1960 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (May 2026) |
| Tax Bill | $1,847 (2025) |
| Deeds & Mortgages | Mar 2006 Line of Credit Apr 2011 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-0003-0021-04-8 |
| Primary APN | 20-0003-0021-04-8 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6678 KRUGER RD |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-9544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 1138.5' W OF NE COR OF SEC 3 T8S R20W TH S 660' TH W 66' TH N 660' TH E 66' TO BEG |
| Legal Range | 20W |
| Legal Township | 08S |
| Legal Section | 03 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | THREE OAKS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11400 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6678 KRUGER RD, THREE OAKS, MI 49128-9544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 23, 2006 | Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE HOME LOANS INC |
| Apr 26, 2011 | Deed of Trust, Mortgage FIFTH THIRD BANK WESTERN MICHIGAN |
| Jan 30, 2025 | Deed of Trust, Mortgage · Commercial Mortgage COUNTRY HERITAGE CU |
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage COUNTRY HERITAGE CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Oct 2, 2024 · Amount on Record |
| Deed Document Number | 2026461920 |
| Deed Book / Page | 3478 / 1982 |
| Prior Transfer Date | Oct 1, 2024 |
| Prior Transfer Doc | 03435/3283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6678 KRUGER RD, THREE OAKS, MI 49128-9544 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02697/0264 |
|---|---|
| Date | Mar 23, 2006 |
| Book Page | 2697/0264 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | 4500 PARK GRANADA, CALABASAS, CA 91302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6678 KRUGER RD, THREE OAKS, MI 49128-9544 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 02956/0311 |
|---|---|
| Date | Apr 26, 2011 |
| Book Page | 2956/0311 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | May 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6678 KRUGER RD, THREE OAKS, MI 49128-9544 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17885 RICKERMAN RD, GALIEN, MI 49113-9733 |
| Document Number | 03443/2226 |
|---|---|
| Date | Jan 30, 2025 |
| Book Page | 3443/2226 |
| Instrument | 2025423228 |
| Name | COUNTRY HERITAGE CU |
|---|---|
| Type | Credit Union |
| Address | BUCHANAN, MI 49107 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 8% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 28, 2026 |
| Property Address | 6678 KRUGER RD, THREE OAKS, MI 49128-9544 |
| Document Number | 0000461920 |
| Book / Page | 3478 / 1982 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026461920 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170,437.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6678 KRUGER RD, THREE OAKS, MI 49128-9544 |
| Document Number | 0000461921, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 3478/1985 |
| Instrument | 2026461921 |
| Name | COUNTRY HERITAGE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 27, 2031 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Three Oaks Township |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,200 (+3.64%) | $176,400 (+3.64%) | |
| 2025 | $1,847.00 (+74.57%) | $85,100 (+22.09%) | $170,200 (+22.09%) |
| 2024 | $1,058.00 (+10.09%) | ||
| 2023 | $69,700 | $139,400 | |
| 2022 | $961.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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