6690 Cave Spring Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 6690 Cave Spring Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,507 sqft · built 2004
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on File
Last Sale	$329,900 (Oct 2019)
Tax Bill	$4,199 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`F18--064`

Property Details

APN / Parcel Number

Primary APN	`F18--064`
Alternative APN	`59278`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,507 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	226,512 sqft (5.2 acres)
Garage Area	1,730 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	49 sqft
Shed	1 Shed
Shed Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	59278
Street Address	6690 CAVE SPRING RD SW
City	CAVE SPRING
State	GA
Zip	30124-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	TR1&PT2BAGWELL ONE RE-SUB PB28&29
Legal Subdivision	BAGWELL ONE -
Legal Tract	1
Legal Lot Number	1-2
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	2
Census Block	2058
Census Tract	2000

Owner

6690 Cave Spring Rd SW is owned and occupied by two individuals who bought it in October 2019.

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6690 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED CMNTY BK
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on File
Deed Sale	Oct 22, 2019 · Amount on File
Prior Sale	Apr 16, 2004 · Amount on File
Deed Document Number	20193565
Deed Book / Page	2601 / 1140
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FLOYD GA
Recording Date	Oct 23, 2019
Property Address	6690 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2446
Document Number	0026011140
Book / Page	002601 / 001140
Instrument Date	Oct 22, 2019
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6690 CAVE SPRING RD SW CAVE SPRING GA 301242446, CAVE SPRING, GA 30124-2446

Mortgage

Document Number	26011142
Date	Oct 23, 2019
Book Page	002601/001142

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	6690 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2446
Document Number	0025540017
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6690 CAVE SPRING RD SW CAVE SPRING GA 301242446, CAVE SPRING, GA 30124-2446

Mortgage

Document Number	0025540017
Date	Aug 16, 2018
Book Page	002554/000017

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	ROME, GA 30161

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 6690 Cave Spring Rd SW was $4,199, down 21% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,199.00 (-21.03%)
2025	$5,317.00 (+7.61%)	$185,664 (+7.5%) Land $22,138 Building $163,526	$464,159 (+7.5%) Land $55,344 Building $408,815
2024	$4,941.00 (+3.39%)	$172,703 (+3.59%) Land $19,677 Building $153,026	$431,756 (+3.59%) Land $49,192 Building $382,564
2023	$4,779.00 (+15.16%)	$166,710 (+19.19%) Land $17,888 Building $148,822	$416,774 (+19.19%) Land $44,720 Building $372,054
2022	$4,150.00	$139,874 Land $14,872 Building $125,002	$349,685 Land $37,180 Building $312,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6690 Cave Spring Rd SW in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6690 Cave Spring Rd SW is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOYD COUNTY serves 46,143 people · EPA ID GA1150001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cave Spring Rd SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures