Floyd County property record for 6433 Cave Spring Rd SW, Cave Spring, GA 30124
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,256 sqft · built 1961 |
| Lot Size | 8.05 acres (350,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (May 2019) |
| Tax Bill | $1,088 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F18--021 |
| Primary APN | F18--021 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,256 sqft Heated Area |
| Gross Area | 470 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 350,658 sqft (8.05 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 336 sqft |
| Utility Building | 200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Account Number | 40612 |
|---|---|
| Street Address | 6433 CAVE SPRING RD SW |
| City | CAVE SPRING |
| State | GA |
| Zip | 30124-2443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | LLS 561 & 562 3/4 PB37-149 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | CAVE SPRING |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 2000 |
Source: Floyd County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6433 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Jun 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Jan 1, 1961 |
| Deed Document Number | 20191745 |
| Deed Book / Page | 2584 / 475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 6433 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6433 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2443 |
| Document Number | 0029070000000743 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 0000002907/0000000743 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Jun 5, 2019 |
| Property Address | 6433 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2443 |
| Document Number | 0025840495 |
| Book / Page | 002584 / 000495 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6433 CAVE SPRING RD SW CAVE SPRING GA 301242443, CAVE SPRING, GA 30124-2443 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Jun 5, 2019 |
| Property Address | 6433 CAVE SPRING RD SW, CAVE SPRING, GA 30124-2443 |
| Document Number | 0025840475 |
| Book / Page | 002584 / 000475 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 6433 CAVE SPRING RD SW CAVE SPRING GA 301242443, CAVE SPRING, GA 30124-2443 |
| Document Number | 25840476 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 002584/000476 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2049 |
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,088.00 (-33.05%) Homeowner's exemption | ||
| 2025 | $1,625.00 (+1.75%) Homeowner's exemption | $77,751 (+10.35%) Land $30,683 Building $47,068 | $194,377 (+10.35%) Land $76,708 Building $117,669 |
| 2024 | $1,597.00 (+57.03%) Homeowner's exemption | $70,458 (+6.22%) Land $27,274 Building $43,184 | $176,143 (+6.21%) Land $68,184 Building $107,959 |
| 2023 | $1,017.00 (-22.9%) Homeowner's exemption | $66,335 (+24.99%) Land $24,794 Building $41,541 | $165,837 (+24.99%) Land $61,985 Building $103,852 |
| 2022 | $1,319.00 Homeowner's exemption | $53,074 Land $20,512 Building $32,562 | $132,683 Land $51,279 Building $81,404 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 92% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD COUNTY serves 46,143 people · EPA ID GA1150001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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