669 Merit Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 669 Merit Dr, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,550 sqft · built 2017
Lot Size	0.563 acres (24,563 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,486 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222-173-03-04`

Property Details

APN / Parcel Number

Primary APN	`222-173-03-04`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,550 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	24,563 sqft (0.563 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	669 MERIT DR
City	SAN MARCOS
State	CA
Zip	92078-1403
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 3 US 137 PER DOC17-0526948&UND INT IN TR 016159
Legal Subdivision	SAN MARCOS #15-006 RHO CORONAD
Legal Tract	016159
Legal Block	4
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

669 Merit Dr, a condominium, is owned and occupied by two individuals who acquired it in May 2021.

Source: San Diego County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	669 MERIT DR, SAN MARCOS, CA 92078-1403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 10, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021
Deed Sale	May 19, 2021
Prior Sale	Jan 10, 2018 · Amount on File
Deed Document Number	2021379644
Prior Transfer Date	May 12, 2021
Prior Transfer Doc	0000379644
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2021
Property Address	669 MERIT DR, SAN MARCOS, CA 92078-1403
Document Number	0000379644
Map Reference	MAP 16159
Instrument Date	Dec 26, 2020
Instrument	2021-0379644
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	669 MERIT DR, SAN MARCOS, CA 92078-1403

Mortgage

Document Number	0000379645
Date	May 19, 2021
Instrument	2021-0379645

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Nov 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2018
Property Address	669 MERIT DR, SAN MARCOS, CA 92078-1403
Document Number	0000011247
Instrument Date	Jan 9, 2018
Instrument	11247
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$783.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	669 MERIT DR SAN MARCOS CA 920781403, SAN MARCOS, CA 92078-1403

Mortgage

Document Number	11248
Date	Jan 10, 2018
Instrument	11248

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 669 Merit Dr was $12,486.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$854,627 (+2%) Land $412,310 Building $442,317
2025	$12,486.00	$837,871 Land $404,226 Building $433,645
2023	$11,653.00 (+2.09%)	$805,337 Land $388,530 Building $416,807
2022	$11,414.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 669 Merit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 669 Merit Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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